Master-Planned and Gated Communities by the Beach
If you’re a lover of the sun, sand, and surf, a city near the beach may be the perfect place for you to retire. A beach-side lifestyle can be very enticing for those who enjoy the low-key, mellow atmosphere often found in these towns and cities. It’s hard to resist the temptation of retiring to a place where you can spend your days with your feet in the sand and the wind in your hair—so why fight it? Start looking now for the perfect coastal community that fits your personality and interests.
Which Beach Community Is Best For You?
Believe it or not, luxury communities by the beach are not all the same. Beach life varies depending on where you settle, so it’s important to think about the kind of lifestyle you want by the ocean. The East Coast already has a well-known and beloved reputation for seaside residences, but states like North Carolina or Virginia are going to have different atmospheres than communities in Florida. Retirement communities in North Carolina, like ones you’ll find in Wilmington, combine the beach lifestyle with a charming historic feel. Retiring in Savannah, Georgia, is much the same, where you’ll typically be only a few short miles from the beach or the city and its historic sites. If this is the kind of mixture you think about when you consider living at the beach, communities in these areas might be the perfect fit for you.
Further down the East Coast, retirement communities in Florida have a different beach vibe—and even access to different bodies of water, depending on if you choose to settle along the Gulf coast or the Atlantic coast. Some beach towns offer up more than just coastline when it comes to retirement communities near water. Orlando, Florida, for example, has inland lakes to take advantage of. Attractions like amusement parks also make it a prime location for visiting grandkids.
Keep in mind that seaside locations aren’t limited just to the south. Beach towns in northern states like Delaware provide different experiences, varying from beach to beach. Outside the US, beach communities in places like Playa del Carmen lend an exotic flair. So, while beach retirement may circle around one collective idea, it actually has many different facets, allowing you to live by the coast the way you want to.
It’s Not All About the Water
As with all retirement plans, other factors should be considered alongside the destination. Does the community offer other amenities you want and need to live comfortably when you’re not on the beach? If you’re looking to lead an active lifestyle, make sure you select a community that’s centered around active adult living. If you love to golf, communities with courses will keep your game at its best. A top priority of many retirees is being near exceptional healthcare facilities, if only for peace of mind. Cost of living and tax benefits also matter. You want your hard-earned money to go a long way, and some states are more forgiving in these areas than others. Weather, proximity to travel, and big city offerings are other things to include on your list.
Research and Explore Beach Communities
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Click to explore the following beach communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.
Callawassie Island
Callawassie Island, located in the heart of the Lowcountry, is a private, gated island community offering world-class Tom Fazio golf and a full complement of amenities including a tennis center, clubhouse, pools, fitness center, and River Club. Secluded from the noise and congestion of the highway, Callawassie lies miles from Hilton Head and is also convenient to Beaufort and Bluffton (15 minutes away); historic Savannah, GA (a 30-minute drive); and the Savannah/Hilton Head International Airport (40 minutes away). A half-mile causeway provides a relaxing, slow-paced approach to the island, where peace and quiet are as plentiful as vibrant activity.
The community hosts numerous social events, activities and clubs connecting members by their passions for nature, art and giving back locally. Members take full advantage of the island parks, historical sites and recreation areas for enjoying remarkable views of undisturbed nature. Island dwellers have access to four community docks providing leased slips, kayak launches and excellent opportunities for fishing, crabbing and shrimping. The River Club, overlooking the Colleton River, is a warm gathering center with a library and fireplace, family swimming pool, and offers seasonal dining.
For those seeking a golfing experience like no other, the 27-hole, Tom Fazio-designed championship golf course is truly spectacular. Voted one of South Carolina’s top 50 courses, Callawassie recently enhanced the design with a four-million-dollar renovation in 2014. This renovation resulted in a brand-new pro shop with three Class A PGA Golf Professionals. The courses meander intimately along the waterways and salt marshes in a way that environmental regulations have made difficult for newer courses; visual interest is natural not manmade.
Callawassie Island is the first South Carolina gated community to have been designated a “Community Wildlife Habitat” by the National Wildlife Federation. This coexistence brings a true community balance with nature. The island is covered with live oaks and palmettos, egrets and herons, and encompasses a thriving salt marsh ecosystem.
Today, Callawassie is one of only four South Carolina communities holding this distinguished designation. The homes and homesites, including waterfront property, are among the best values in the area.
Port Ludlow
For retirees, active adults, and remote workers, Port Ludlow is an inviting resort-style community on the shores of Puget Sound in the state of Washington.
Westharbor Homes is building new Port Ludlow residences to the highest environmental standards with energy-saving appliances. In the Ludlow Cove Cottages and Olympic Terrace II neighborhoods, you’ll find a delightful variety of floor plans, including beachfront single-family homes, waterfront condominiums, and spacious villas with fairway views.
The amenities and activities at Port Ludlow start with play on the community’s 18-hole golf course, a scenic layout along the water and through the maritime forest. The 300-slip marina offers complete boating services and launches for kayaks and paddleboards. In addition, there are two community clubhouses with fitness centers, swimming pools, and tennis/pickleball courts. You can also enjoy 30+ miles of walking trails, more than 100 community social clubs, and genuine farm-to-table dining with fresh seafood always on the menu at the Fireside Restaurant.
The nearby towns of Chimacum and Port Townsend feature cafes, bakeries, artisan shops, and grocery markets, plus convenient health care services that include specialty practices. And just a 30-minute ferry ride away is the dynamic city of Seattle, home to some of the nation’s leading hi-tech companies, a thriving cultural arts scene, and major professional sports teams.
When you request more information below, you’ll be on your way to discovering the waterfront lifestyle in the Pacific Northwest at Port Ludlow.
Check out our 360 degree view of Port Ludow by clicking here!
Aquamar Vilamoura – Portugal
Living and enjoying life in the Southern Region of Portugal – Algarve is a delightful experience that combines the best of both worlds: a relaxed, sun-kissed lifestyle and a vibrant, culturally rich environment. Here’s a description of what it’s like for people who call the Algarve their home:
Nestled along the southern coast of Portugal, the Algarve is a haven for those seeking a life of tranquility and beauty. Imagine waking up to the gentle rustle of palm trees and the scent of saltwater in the air. The region’s Mediterranean climate ensures that sunny days are the norm, allowing you to embrace outdoor living throughout the year.
Your days in the Algarve are filled with endless possibilities. You can start by savoring a leisurely breakfast at a seaside café, where the freshly baked pastries are as warm as the smiles from the friendly locals. As the day unfolds, you might choose to explore the stunning coastline, where golden beaches stretch as far as the eye can see, offering a serene backdrop for swimming, surfing, or simply basking in the sun.
For those with a penchant for culture, the Algarve offers a treasure trove of historic towns, each with its own unique charm. Stroll through cobbled streets lined with colorful buildings, discover ancient castles perched on hilltops, and immerse yourself in the rhythm of traditional Portuguese festivals and fado music that resonates with the soul.
Food lovers will find themselves in culinary paradise, with fresh seafood served at quaint beachside shacks and Michelin-starred restaurants alike. The Algarve’s cuisine is a tantalizing blend of flavors, where grilled sardines, succulent octopus, and aromatic cataplana dishes take center stage. And don’t forget to pair your meals with a glass of locally produced wine or a refreshing sip of medronho, the region’s famous firewater.
The Algarve isn’t just about leisure; it’s also about well-being. Spend your afternoons exploring nature reserves, hiking along rugged cliffs, or teeing off on world-class golf courses. The Ria Formosa Natural Park, with its intricate lagoons and birdlife, provides a peaceful escape for those who appreciate the wonders of the natural world.
The Sanctuary at Sunset Beach
The Sanctuary at Sunset Beach, located in the southernmost area of Coastal North Carolina, is the epitome of beach living with the added convenience and low maintenance of a planned community. Located steps away from local shops and restaurants, you can enjoy the laid-back coastal lifestyle Sunset Beach is known for. The resort-inspired amenities will make a weekend at home feel like a vacation getaway. Amenities within the community will include a resort-style pool with tanning ledge and lap lanes, coastal clubhouse, fitness center, open air cabana, outdoor fireplace, grilling stations, outdoor lounge area, golf cart parking, and miles of sidewalks & walking paths. The Sanctuary is only minutes from the beach (1.5 miles) and the intracoastal waterway, in close proximity to a variety of restaurants, beach shops, boutiques, the Sunset Beach Fishing Pier, bars & pubs, concerts at The Village Park COA Gazebo, golf courses, The Ingram Planetarium, local markets, and public parks. Well-appointed single family home and land package, both pre-designed and build to suit, are offered from the mid $400’s to $800’s. As one of the area’s premier new home communities with a color palette inspired by the sand, sun, salt, and sea, let The Sanctuary at Sunset Beach be your oasis at home!
Visit www.billclarkhomes.com to explore your new home options today!
River Bluffs
A Unique Waterfront Community with New Homes from the $500s – $2.5M+ and available homesites starting at $150k.
Located just 10 minutes north of Downtown Wilmington, NC (by boat or car) sits River Bluffs, a gated community that overlooks the Northeast Cape Fear River. River Bluffs offers a wide variety of home plans, including affordable cottage-style homes for a growing family, single-level homes with retirement-smart features, low-maintenance townhomes, and even fully custom homes built by the area’s most prestigious builders. River Bluffs boasts a variety of luxurious amenities such as a 2,700-foot river walk with covered gazebos, 188 slip marina, miles of walking trails and parks, luxury pools, high-end fitness centers, tennis and pickleball courts, over 30+ resident clubs including kayaking, boating, an onsite restaurant, and much more.
Enhance Your Quality of Life by Moving to River Bluffs:
• No city tax and no traffic!
• Low county & state taxes. North Carolina residents enjoy some of the lowest cost of living expenses on the Eastern seaboard!
• Enjoy low HOA dues which include yard maintenance, trash service, recycling, and access to all community amenities.
• 4.75% flat income tax and 0% estate or inheritance tax.
Riverlights
Nestled along the Cape Fear River in the coastal town of Wilmington, NC, Riverlights is a vibrant, master-planned community full of small-town charm. The perfect location makes all the difference – along the Cape Fear River and just five miles from historic Wilmington, rated the most charming beach town on the East Coast with award-winning restaurants and shops. When you live in Riverlights, your days radiate with the positive energy that happens when you live on the water in the Carolina sunshine.
There are plenty of opportunities to walk, run, or ride bikes along miles of trails, kayak in the 38-acre freshwater lake, or roam free in any one of the community’s many parks. Whether enjoying a riverfront walk along the boardwalk and dock, gathering with neighbors for an oyster roast, or watching the sunset on the waterfront, exploration happens here daily. Our Lakehouse clubhouse includes a zero-entry pool with lap lanes, a fitness center, and indoor and outdoor gathering spaces, including a firepit overlooking the lake. Coming soon in 2026, our brand-new Riverhouse clubhouse will feature another pool and fitness center, plus gathering spaces with a scenic backdrop.
Riverlights has home options suited to any stage of life – from new families to active adults easing into retirement – from nine quality homebuilders. The coastal North Carolina community offers 10+ beautifully decorated model homes open daily for walk-ins allowing home shoppers to get a feel for the lifestyle that awaits in Riverlights.
K. Hovnanian’s Four Seasons at Baymont Farms
Located in Middletown, Delaware, K. Hovnanian’s® Four Seasons at Baymont Farms is a resort-style 55+
active lifestyle community featuring low-maintenance single-family homes. With endless amenities just
outside your front door and an ideal location offering plenty of shopping and dining to explore nearby,
you won’t need to go far to find your next adventure.
K. Hovnanian’s Four Seasons at Baymont Farms features a 6,000-square-foot clubhouse. It’s where you’ll
gather around the grand fireplace of the social lounge and bar area, or enjoy recreation of your choice in
the fitness center, game room, billiard room, card room or aerobics studio. The opportunities to relax,
socialize, and exercise continue outside, where you’ll find an outdoor pool and bar, pickleball courts and
walking trails.
K. Hovnanian Homes has decades of expertise curating exceptional active lifestyles for those 55 and
older. Their other active lifestyle communities in Delaware include K. Hovnanian’s Four Seasons at
Hatteras Hills in Magnolia, K. Hovnanian’s Four Seasons at Scenic Harbor in Lewes, K. Hovnanian’s Four
Seasons at Silver Maple—which was Delaware’s best-selling 55+ community from 2014 until its
completion in 2016.
Contact a Community Specialist to learn more about this amenity-filled community or schedule a tour of
one of the stunning model homes!
Occano
Life is better on the Sound.
Paradise awaits on the Inner Banks of North Carolina within the gates of Occano. This fully amenitized resort-style community on the Albemarle Sound boasts over 800 acres of residential waterfront and vast opportunities to connect with water, nature, and those you love most.
See the beauty in every swing.
Occano is home to an award-winning Arnold Palmer Signature golf course that covers 7,262 yards with 5 sets of tees-perfect for any skill level. Although Occano is a private community, it offers public play. Come experience a round and take in the impressive water views throughout the course.
Play on the Sound.
As Occano grows, so will the amenities designed specifically for an easy-flowing life near the water. Highlights include a clubhouse and pool, bar and restaurant, tennis courts, boat launch, day dock, and more. With luxury amenities set against the stunning Albemarle Sound, Occano has something for everyone.
Plan a visit today and discover why life is better on the Sound.
Logan Homes
Coastal Living at Its Finest
Logan Homes mission is to build homes and develop communities where value, location and lifestyle come together. No matter what season of life you’re in, there’s a Logan Homes community and floor plan to fit every one of your needs. Based on your budget, personal style, desired amenities and preferred locations, the Logan Homes team is there to be your guide through it all, ensuring your experience is easy, simple and fun.
Logan Homes builds within a host of premier communities in the Southeastern parts of both North Carolina and South Carolina and Northeastern Georgia. Enjoy thoughtful plans and design features, curated by their professional in-house design team. In addition to a streamlined process, you will enjoy extra peace of mind with the Warranty Program, knowing the Logan Homes team will be there for you every step of the way.
Ready to get started? Explore communities and available homes on the Logan Homes website and contact Logan Homes today to get started on your new home journey!
Hampton Hall Club
Imagine for a minute you’re visiting the private club community of Hampton Hall in Bluffton, SC. You’ve gotten over the awe of the dramatic and picturesque Lowcountry landscape, and you’re starting to take in your surroundings. The first thing you’re probably going to hear is laughter. Depending on where you’re standing, it could be coming from the lakeside resort pool, or the Pete Dye golf course, or maybe one of the various dining venues. For while everything here is beautiful to look at and expertly maintained and cared for, the key component is fun and enjoyment.
We thought you should be prepared for that because, sure enough, the tennis pro will coax you on to the courts, or the threesome about to tee off will enlist you into completing their group. You see, the minute you pass through the gates at Hampton Hall, something changes. You are at once connected with this club and community. A place you may have never known existed, right up until the moment you fall in love with it.
We invite you inside the gates to tour Hampton Hall. Come see if you feel a connection with this Lowcountry private club community. Come see if Hampton Hall feels like home.
K. Hovnanian’s Four Seasons at Kent Island
K. Hovnanian’s® Four Seasons at Kent Island is a resort-style active adult 55+ community offering waterfront, Chesapeake Bay living with new single-family homes and luxury elevator condominiums. After decades of anticipation, this community is finally open—and homes are selling fast.
Ten versatile single-family home designs offer from 2 beds, 2 baths, 1,693 square feet and a 2-car garage to 4 beds, 3.5 baths, 3,601 square feet and a 3-car garage, so you can find your perfect fit, whether you’re looking to downsize or keep plenty of space for family and friends to visit. Each of our single- family homes are finished in one of our designer-curated interior Looks, so your home is cohesive, stylish and fits your taste: Loft, Farmhouse, Classic or Elements. Three luxury condo designs offer elegance, spaciousness and a low-maintenance lifestyle with up to 3 beds, 2.5 baths, 2,602 square feet and a 1-car garage.
Set along the banks of Maryland’s Chester River and Macum Creek, K. Hovnanian’s Four Seasons at Kent Island offers stunning views and a wealth of outdoor recreation, including a canoe and kayak launch, a 450-foot in-community pier overlooking the Chester River and an in-community trail system, connected to the popular Cross Island Trail. From the game room and grand ballroom to the fitness center, yoga studio and sports courts to the resort-inspired indoor and outdoor pools, fire pit and waterside bar, you’ll find endless opportunities to socialize, exercise and relax at the 24,000 square foot Chester House clubhouse.
There’s even more shopping, dining and recreation to explore in nearby Washington DC, Baltimore and Annapolis—all just a short drive (or sail) away. Or, boat over to Maryland’s Eastern Shore to explore picturesque towns like Saint Michaels. With proximity to Route 50, excursions and commutes are a breeze!
Sea Island Collective
Sea Island Collective: Single-Family New Construction Homes for Sale in Beaufort, SC
Find your dream new-construction home at in the charming seaside town of Beaufort, SC. Unlike traditional new home communities, Sea Island Collective features new homes for sale in established communities where you’ll feel right at home. Choose between 3 floorplans of up to 5 bedrooms, 3.5 baths, and 2,968 sq. ft., each finished in one of our designer-curated Looks: Loft, Farmhouse, Classic, or Elements. Enjoy breathtaking Lowcountry scenery and easy access to Bluffton and Savannah.
Explore available homesites in Camellia Banks and Overlook at Battery Creek, and discover a variety of thoughtfully designed new homes featuring high-end finishes, open floorplans, and an abundance of natural light.
Welcome Home Mississippi
Wide open spaces, lush greenery and sandy white beaches – what better place to retire than in Mississippi? Mississippi also is the most affordable state for retirement, with a cost of living 14% lower than the national average and total retirement spending the lowest in the nation.
With 13 certified retirement communities, each one a vibrant and hospitable area, the options are plentiful, and each one offers a quality of living unmatched anywhere else in the U.S. Whether you dream of living in the same city as the King of Rock ‘n Roll, or enjoy outdoor activities like golfing or festivals, retiring in the Magnolia State is full of options for every lifestyle.
We look forward to welcoming you home!
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Bay Creek
Located along the sparkling waters of the Chesapeake Bay, Bay Creek is a community where coastal living is defined by a deep appreciation of family, nature, and authentic shore experiences. Set upon 1,720 lush acres along the Chesapeake Bay, our community is a natural wonderland, enhanced with exceptional amenities and rich experiences. Distinctly designed homes and neighborhoods are set among hundreds of acres of lush nature preserves, waterways, and interconnected trails—the welcoming backdrop for your family’s next great adventure.
Bay Creek is the first golf resort in the country to feature Signature courses from two of the top names in golf: Arnold Palmer and Jack Nicklaus. Both of these award-winning courses enhance the natural beauty of the land, employing acres of dunes, mature trees, and well-protected greens to create a challenging course for all skill levels. And with holes on the Chesapeake Bay and along Old Plantation Creek, it’s no wonder The Wall Street Journal ranks them among the “Top 100 Residential Golf Courses in the United States.”
This is coastal living at its most satisfying. A lifetime of memories will begin the moment you make this place home. ‘Home’ at Bay Creek is both varied and distinct. Ten exceptional neighborhoods each with unique character, offer homesites of varying views and sizes, elegant single-family homes, colorful cottages, townhomes, and large, scenic estates. So no matter what your perfect fit is, it’s easy to find yourself completely at home at Bay Creek. The best way to discover this incredible lifestyle, the charm of Cape Charles, and the magic of living on Virginia’s Cape is to experience it for yourself. Contact us to schedule your own Personal Real Estate Discovery Visit with a three-day, two-night getaway to Bay Creek.
The Tides of Shallotte Apartments
Make coming home feel like getting away at The Tides of Shallotte Apartments in Shallotte! Our community offers a range of luxury one, two, and three bedroom apartments surrounded by breathtaking views. Enjoy smart home features that allow you to control your thermostat, lighting, and locks from your mobile device. Thrive in your gourmet kitchen and with our spacious layouts, which make sure your home will be the perfect place to host and relax. Plus, enjoy USB-enabled wall outlets, soft-close drawers & cabinets, and stainless steel appliances.
As a resident, you unlock access to exceptional community amenities. Workout in our 24-hour fully-equipped fitness center or go for a dip in our saltwater swimming pool. Focus In our coworking space or melt away your tension in our recovery room with automated massage chairs. Plus, our secure package lockers and our dedicated resident parking add an extra layer of convenience.
Plan your visit
At the end of the day, you don’t just want to live at the beach. You want to live at the beach with everything that makes living there ideal for you. Take the time to browse some of the best beach communities below, and then make your move.































