Best Places to Retire in Texas

Best Places to Retire in Texas

Texas, with its diverse landscapes, rich culture, and welcoming communities, is an ideal destination for retirees. From bustling cities and quaint small towns to scenic countryside and coastal retreats, Texas offers something for everyone. Discover the best places to retire in Texas and find your perfect retirement haven.

Why Retire in Texas?

Retiring in Texas comes with numerous benefits that make it an attractive option for many retirees.

Low Cost of Living:

Texas boasts a lower cost of living compared to many other states, allowing your retirement savings to go further.

No State Income Tax:

Texas does not have a state income tax, which means your retirement income, including Social Security benefits, pension income, and retirement account income, is not taxed.

Mild Winters:

While summers can be hot, Texas enjoys mild winters, making it an excellent choice for those looking to escape harsh winter weather.

Diverse Activities:

Whether you love outdoor adventures, cultural experiences, or vibrant nightlife, Texas has it all. From hiking and fishing to museums and live music, there’s something for everyone.

Top Cities to Retire in Texas

Austin

Austin, the state capital, is known for its vibrant music scene, cultural festivals, and outdoor recreational opportunities. It offers a lively atmosphere with a mix of urban amenities and natural beauty.

Highlights:

  • Thriving music and arts scene
  • Beautiful parks and outdoor spaces
  • High-quality healthcare facilities
  • Diverse dining and entertainment options

San Antonio

San Antonio is rich in history and culture, featuring iconic landmarks like the Alamo and the scenic River Walk. It offers a blend of historic charm and modern amenities.

Highlights:

  • Historic sites and cultural attractions
  • Scenic River Walk with shopping and dining
  • Affordable cost of living
  • Warm climate and mild winters

Houston

Houston is a bustling metropolis with a diverse population and a strong economy. It offers world-class healthcare, numerous cultural institutions, and a variety of recreational activities.

Highlights:

  • Excellent healthcare facilities
  • Diverse cultural and culinary scene
  • Numerous parks and green spaces
  • Proximity to the Gulf Coast

Dallas-Fort Worth

The Dallas-Fort Worth metroplex is known for its vibrant arts scene, shopping, and dining. It offers a mix of urban living and suburban tranquility, with plenty of amenities for retirees.

Highlights:

  • World-class museums and theaters
  • Major sports teams and events
  • Variety of dining and shopping options
  • High-quality healthcare services

Best Small Towns to Retire in Texas

Fredericksburg

Nestled in the heart of Texas Hill Country, Fredericksburg is known for its charming downtown, wineries, and German heritage. It offers a peaceful, small-town atmosphere with plenty of activities.

Highlights:

  • Quaint shops and restaurants
  • Beautiful vineyards and wineries
  • Scenic Hill Country landscapes
  • Friendly and welcoming community

Georgetown

Georgetown, located north of Austin, is renowned for its historic town square and friendly community. It offers a mix of small-town charm and modern amenities.

Highlights:

  • Historic downtown with unique shops and dining
  • Abundant parks and outdoor activities
  • Active cultural scene with local festivals
  • Close proximity to Austin

Best Places to Retire in Texas Near Water

Corpus Christi

Corpus Christi, located on the Gulf Coast, offers beautiful beaches, a warm climate, and a relaxed coastal lifestyle. It’s ideal for those who love water activities and coastal living.

Highlights:

  • Miles of sandy beaches
  • Excellent fishing and boating opportunities
  • Warm and sunny climate
  • Vibrant local culture and cuisine

Galveston

Galveston is a historic coastal city with beautiful beaches, Victorian architecture, and a rich cultural scene. It provides a laid-back, island-style living experience.

Highlights:

  • Charming historic district
  • Scenic beaches and waterfront activities
  • Rich cultural and artistic heritage
  • Proximity to Houston

FAQs about Retiring in Texas

Find Your Ideal Retirement Community in Texas

Master Planned Community New Kent VA | Groves at New Kent

Groves at New Kent

New Kent, VA
Main-Level Living Homes from the Mid $200K - Upper $300K

Welcome to Groves at New Kent master-planned community! If you’ve been dreaming of effortless living with a first-floor owner’s suite, low-maintenance lifestyle, and million-dollar amenities, you’ll be excited to hear that Groves at New Kent offers just that and more!

With three different lines of homes to choose from, you’re sure to find the perfect fit. Townhomes from the mid $200s, ranch homes from the low $300s, and estate homes from the upper $300s.

Being a part of this community also offers a ton of perks. With an expansive amenity package, you will never run out of things to do and ways to stay active. Featuring a clubhouse, zero-entry pool, pickleball and bocce ball courts, walking trails and so much more!

The Groves at New Kent is the prime of location. Located just one mile to I-64, making it an easy drive to and from both Richmond and Williamsburg. You’ll also be happy to know there’s plenty of local dining and everyday conveniences close by. The new VCU Emergency Health Center is even centrally located to the community, as well as endless recreational activities.

Stop the search for a new home! Take the first step to buying at the Groves at New Kent.

Read more about Groves at New Kent

North River Ranch

Parrish, FL
Single-Family Homes, Townhomes and Villas from $300K - $800K+

Modern living meets hometown warmth in North River Ranch. Located near Bradenton in North Manatee County, Florida, this is an ultra-walkable, highly-amenitized award-winning 2,600-acre new home community. A dynamic new lifestyle for the whole family with an abundance of amenities, outdoor recreation, and activities. Thoughtfully planned tree-lined neighborhoods with high-tech, energy-efficient new homes from acclaimed national and regional home builders. Schools, a future health and wellness-focused comprehensive medical center with hospital and a mixed-use residential, commercial and retail layout, Market Walk grocery shopping with everyday conveniences are all within walking and biking distance from home.

Read more about North River Ranch

Tundidor Wealth & Investment Group

Arlington, VA

Welcome to Tundidor Wealth and Investment Group, an office of Cetera Financial Advisors. We are a full-service Independent Financial Planning practice focusing on Retirement, Investment Management, Income Spend-Down Strategies, Wealth Management, Tax Planning, and Estate Planning through our open architecture and unbiased approach. We give our clients the familiarity of a large national brand while providing the flexibility and intimacy of a local boutique firm. Our mission is to help clients grow and protect their wealth while having a one-on-one long-term relationship through retirement and the passing of any assets to future generations. We focus on pre-retirees/retirees, high net worth investors, and business owners.

Five Locations!

630 Freedom Business Center Drive

Suite 43

King of Prussia, PA 19406 

Phone: 215-375-5984 

Fax: (267) 238-3801

 

 

 

1100 N. Glebe Road 

Suite 1010 

Arlington, VA 22201 

Phone: 215-375-5984 

Fax: (267) 238-3801

 

 

 

61213 Culbreth Drive

Suite 450

Wilmington, NC 28405 

Phone: 215-375-5984 

Fax: (267) 238-3801

 

 

 

501 E. Las Olas Blvd 

Suite 200

Fort Lauderdale, FL 33301 

Phone: 215-375-5984 

Fax: (267) 238-3801

 

 

 
   

991 US Highway 22 

Suite 200-210

Bridgewater, NJ 08807 

Phone: 215-375-5984 

Fax: (267) 238-3801

Read more about Tundidor Wealth & Investment Group

The Ranches at Belt Creek

Belt, MT
Vacations from $350-800/ person per night. Land for sale starting at $245k

The Ranches at Belt Creek preserve and celebrate a uniquely American way of life. Set among the rolling plains and majestic mountains of Montana, the Big Sky Country will satisfy your every desire for adventure and serenity. Imagine encompassing a luxury mountain lodge, the nostalgia of a working ranch, the peacefulness of casting a line down the creek, and the thrill of world-class skiing all in one. If you seek liberation from ordinary life, treasure your family and legacy, and want to be immersed in nature’s beauty, this luxury ranch resort awaits.

Read more about The Ranches at Belt Creek

Welcome Home Mississippi

Welcome Home Mississippi

Jackson, MS

Wide open spaces, lush greenery and sandy white beaches – what better place to retire than in Mississippi? Mississippi also is the most affordable state for retirement, with a cost of living 14% lower than the national average and total retirement spending the lowest in the nation.

With 13 certified retirement communities, each one a vibrant and hospitable area, the options are plentiful, and each one offers a quality of living unmatched anywhere else in the U.S. Whether you dream of living in the same city as the King of Rock ‘n Roll, or enjoy outdoor activities like golfing or festivals, retiring in the Magnolia State is full of options for every lifestyle.

We look forward to welcoming you home!


Aberdeen

ABERDEEN
Located on the banks of the Tombigbee River, Aberdeen is famous for its magnolia-lined streets, historic homes and unique cultural attractions, including annual pilgrimages where locals and visitors can tour the town’s antebellum homes.

BRANDON

BRANDON
Just six miles east of the state’s capitol and a stone’s throw from Jackson Medger-Evers International Airport, Brandon offers a small-town atmosphere while boasting an amphitheater hosting world-class musicians and waterfront living and activities.

CLEVELAND

CLEVELAND
A charming college town situated in the Mississippi Delta, Cleveland is known for its high quality of life. Stroll down brick streets lined with great shopping and restaurants or take in a class or performance at Delta State University – Cleveland has a little bit of everything.

PICAYUNE

PICAYUNE
Home to the nationally recognized Crosby Arboretum, Picayune is a thriving city of approximately 11,000 inhabitants and is known for its well-maintained streets, good schools, abundance of churches, stores and restaurants.

HATTIESBURG

HATTIESBURG
A rare example of a booming metropolitan that has retained its small-town charm and atmosphere, this beautiful college town always has something going on – from festivals and events to educational programs and bike rides along the 41-mile Longleaf Trace.

Madison

MADISON
Leading the state with the highest per capita income, highest median home value and highest educational levels – the city boasts exquisite subdivision, expansive country lots and numerous fine dining, retail and arts opportunities.

Clinton

CLINTON
Located in the Jackson metro area, Clinton is known for its thriving downtown area with tree-lined brick streets, its award winning parks, walking trails and many academic, athletic and cultural opportunities hosted at its own Mississippi College.

Oxford

OXFORD
Oxford is a vibrant university town heralded for its unique shops and galleries, eclectic restaurants and bars, historic landmarks and comfortable inns, as well as the country’s number one bookstore and top tailgating experience.

Tupelo

TUPELO
Music fans around the globe know Tupelo as the birthplace of Elvis Presley, but that’s just the beginning. Tupelo residents benefit from excellent medical facilities, educational programs, theatre, ballet, a symphony orchestra and galleries.

Aberdeen

SOUTHAVEN
Just a few miles south of the Tennessee border near Memphis, Southaven is known for its outdoor recreation where enthusiasts enjoy fishing, hunting and camping along the Arkabutla Lake, ranked as one of the Top 5 Crappie Fishing Lakes in America.

Starkville

STARKVILLE
If you’re looking for just the right place to enjoy your retirement years, it might be difficult to find anywhere as pleasant and affordable as Starkville. As the home of Mississippi State University, Starkville offers advantages that are rare in many other communities of the same size.

Natchez

NATCHEZ
Founded in 1716, Natchez is bustling with history, majestic views of the Mississippi River and is home to 500 antebellum buildings, many of which are open for tours, dining and events. And don’t miss out on the numerous cultural activities held throughout the year.

New Albany

NEW ALBANY
Voted one of America’s Best Southern Small Towns by USA Today, nestled in the heart of the Mississippi hills and located on the banks of the scenic Tallahatchie River, New Albany offers the ideal setting for family and community living.

Vicksburg

VICKSBURG
Home to the largest collection of public art in the state, the historic city of Vicksburg has a commanding view of the Mississippi River alongside art galleries, a thriving Theatre Guild and the Vicksburg National Military Park.

 

Read more about Welcome Home Mississippi

K. Hovnanian's Four Seasons at Homestead | New Homes in Dixon CA
FEATURED

K. Hovnanian’s Four Seasons at Homestead

Dixon, CA
pricing starting at mid $500s

Welcome to K. Hovnanian’s® Four Seasons at Homestead, a new active adult 55+ community with new single-family homes for sale in Dixon, California. Enjoy a gated, resort-style community with world-class amenities that offer active adults a well-deserved lifestyle of relaxation & recreation. Residents can experience world-class amenities and low-maintenance living year-round. The community’s amenities include a clubhouse with a luxurious swimming pool, an indoor fitness center, a billiards and cards room, outdoor stage, dog park, fire pit and more. There are also plenty of ways to stay active outdoors with walking trails, pickleball courts and bocce courts.

Located in beautiful Solano County, this 55 and over community is in an ideal location with easy access to major roadways like I-80, shopping, dining, and more. Soak in the small-town charm of Dixon, formerly an outpost during California’s Gold Rush. For a day trip or weekend getaway, enjoy the short commute to nearby Napa, Tahoe, Sacramento or the Bay Area.

Read more about K. Hovnanian’s Four Seasons at Homestead

Jubilee Los Lunas active adult community clubhouse and outdoor amenities in Los Lunas, New Mexico.

Jubilee Los Lunas

Los Lunas, NM
Prices range from $350K to $500K

Jubilee at Los Lunas: A New Mexico Active Adult Community with a World-Class Lifestyle

Jubilee Los Lunas is New Mexico’s premier, master-planned, active 55+ gated community located just 20 minutes from downtown Albuquerque.
We invite you to enjoy life as it was meant to be… active, fun, and social! You’ll love your beautiful new home in our stunning, gated community… our area’s low cost of living… day after day of sunshine…and so much to do! It all adds up to amazing choices for your exciting new lifestyle at Jubilee Los Lunas!

This master-planned active adult community is nestled at the base of the El Cerro de Los Lunas Mountains in the Huning Ranch master-planned community. It offers desirable low-maintenance homes and a world-class lifestyle in a gated age-restricted neighborhood. This intimate location provides the aura of small-town living but with easy access to big-city shopping, transportation, recreation, and entertainment.

Why Choose Jubilee at Los Lunas?

There are many reasons why active adults choose to retire at Jubilee at Los Lunas. Here are just a few:

  • Amenities and Activities: Jubilee at Los Lunas offers a variety of amenities and activities to keep residents busy, including a clubhouse with a fitness center, pool, and spa; a walking trail; a community garden; a dog park; a playground; and a variety of social and recreational events.
  • Location: Jubilee at Los Lunas is located just 20 minutes from downtown Albuquerque, which offers a variety of restaurants, shops, and entertainment options. The community is also close to various outdoor recreation opportunities, including hiking, biking, and fishing.
  • Climate: The climate in New Mexico is mild year-round, with plenty of sunshine and limited snowfall. This makes it a great place to enjoy outdoor activities all year long.
  • Culture: New Mexico is a state with a rich culture and history. The area has many museums, art galleries, and historical sites to explore.
  • Cost of Living: The cost of living in New Mexico is lower than in many other states. This can save retirees money on housing, food, and transportation costs.

Jubilee at Los Lunas is the perfect place to retire for active adults who are looking for a vibrant and active lifestyle in a beautiful setting. The community offers a variety of amenities and activities to keep residents busy, and it is located close to a variety of restaurants, shops, and entertainment options. If you are looking for a place to retire where you can enjoy your golden years to the fullest, Jubilee at Los Lunas is the perfect place for you.

Here are some of the things you can do in and around Jubilee at Los Lunas:

  • Visit the Albuquerque International Balloon Fiesta: This world-famous event is held every October and features hundreds of hot air balloons taking to the skies.
  • Explore the Petroglyphs National Monument: This park features over 20,000 petroglyphs, or rock carvings, that were created by Native Americans over 1,000 years ago.
  •     Go hiking or biking in the Sandia Mountains: These mountains offer stunning views of the Albuquerque area and plenty of trails to explore.
  •     Visit the New Mexico Museum of Art: This museum houses a collection of over 45,000 works of art, including paintings, sculptures, and textiles.
  •     See a show at the Santa Fe Opera: This world-renowned opera company performs in a beautiful outdoor setting during the summer months.

Jubilee at Los Lunas is the perfect place to enjoy your retirement. With its beautiful setting, variety of amenities, and close proximity to Albuquerque, this community has something for everyone. Contact us today to learn more and schedule a tour.

 

Read more about Jubilee Los Lunas

Wildlight

Wildlight, FL
Homes from the $300s - $700s

Welcome to Wildlight

A town in nature  

How do you describe a community that has so much to do, it’s become a destination in its own right? Wildlight calls it “a town in nature.” Where walkability and wellness make everyday life feel healthier, easier and more connected — whether you’re strolling to the supermarket or salon, taking a class at the Wildlight YMCA or scheduling appointments at UF Health, all right in the community. As for the nature part? You’ll find it in the 12+ miles of trailways weaving through the neighborhoods. The acres of preserved wetlands. And soon, access to the bluffs along the St. Marys River.

A place to call home 

Wildlight offers multiple neighborhoods, each with a variety of single-family homes and townhomes. Of these, one is exclusive to 55+ active adults. Del Webb Wildlight is a gated 55+ enclave of thoughtfully designed single-story homes — all featuring luxurious details like chef-inspired kitchens, upgraded finishes and covered lanais. It’s the perfect spot for those who want to live close to Wildlight’s Village Center (or near family in the community’s other neighborhoods), while enjoying exclusive resident-only amenities. The hub of it all is the Horizon Club, where every day feels like a staycation, thanks to a resort-style pool (including lap lanes), pickleball courts, craft room, fitness and movement studio, dog park and more — there’s even an onsite restaurant. (“This is the life” might be a phrase you find yourself using frequently.)

An ideal location

Located in northeast Florida, Wildlight sits halfway between Amelia Island and Jacksonville — both under 30 minutes in either direction. Which means a day at the beach, a sporting event or the golf course is an easy drive. Making your schedule a question of “where to go” instead of “how to get there.”

A “try it first” opportunity

Relocating — or just moving in general — is a big decision. That’s why the Experience Del Webb program lets you try life in the neighborhood before making the leap. Spend three days and two nights in a beautifully furnished Del Webb Wildlight home. Get a guided tour of the homes and community. Then spend the rest of your time at Horizon Club, in the parks, on the trailways and pickleball courts, or at the Village Center.

Del Webb Wildlight features 16 floorplans priced from the $350s, with many homes available for move-in now.

Read more about Wildlight

Homes San Antonio TX | Homestead | Planned Community with Amenities

Homestead

Schertz, TX
Homes from $400K - $700K+

Homestead is located in the small-town of Schertz, providing the perfect balance of urban convenience and countryside living with new homes near San Antonio. Just 15 minutes from the military bases, Homestead is located between San Antonio and New Braunfels in the town of Schertz, providing a quaint, close-knit community conveniently positioned near large employment hubs.

Homestead offers quick commutes and connections to exceptional shopping, dining and attractions. Residents are also close to New Braunfels, a traditional German community with small shops and boutique restaurants, just a few miles northwest of Homestead.

Read more about Homestead

Homes Townhomes in Ave Maria FL | Ave Maria Community | Coastal Life

Ave Maria

Ave Maria, FL
Homes priced $215K - $700K

Ave Maria is an award-winning master-planned community that combines an active lifestyle with the charm and friendliness of a small town in the Gulf Coast region of southwestern Florida. The Collier County community encompasses multiple residential neighborhoods, schools, a town center with shopping and dining, office space, business parks, and recreational amenities located 20 minutes east of Interstate 75 near Naples, Immokalee and Bonita Springs.

One of the best-selling communities in the nation, Ave Maria features a resort-style water park and two expansive community parks with picnic areas, sports fields, playgrounds, tennis, bocce and pickleball courts. Residents also have access to quality K-12 education, 100 miles of nature, hiking and biking paths, a dog park, a fitness center, 2 championship 18-hole golf courses, and much more.

Real estate options within Ave Maria include several family-friendly neighborhoods of homes in a variety of styles- from single-family homes to condominiums, plus the Del Webb Naples 55+ active adult community

Read more about Ave Maria

Robson Communities

Robson Communities

Arizona, Texas, and California
Robson Communities is a leading developer of luxury 55+ active adult communities in the United States. The company was founded in 1966 by Ed Robson, and it has since developed over 20 communities in Arizona, Texas, and California. Robson Communities' communities are known for their high-quality homes, world-class amenities, and active lifestyles. The company's mission is to "create exceptional places where people can live, grow, and thrive." The company is committed to giving back to the communities it serves, and it has donated millions of dollars to local charities.

Start Your Texas Retirement Journey with ideal-Living

Texas provides a wealth of options for retirees, from vibrant urban centers to peaceful small towns and coastal retreats. Whether you seek cultural experiences, outdoor adventures, or a low cost of living, Texas has something to offer. Discover the best places to retire in Texas with Ideal-Living and start planning your perfect retirement today.

Request information for your selected communities.

Your Information Request for your selected properties


By submitting this form, you agree to allow ideal-LIVING.com to provide your contact information to the selected communities.