Best Places to Retire in Texas
Best Places to Retire in Texas
Texas, with its diverse landscapes, rich culture, and welcoming communities, is an ideal destination for retirees. From bustling cities and quaint small towns to scenic countryside and coastal retreats, Texas offers something for everyone. Discover the best places to retire in Texas and find your perfect retirement haven.
Why Retire in Texas?
Retiring in Texas comes with numerous benefits that make it an attractive option for many retirees.
Low Cost of Living:
Texas boasts a lower cost of living compared to many other states, allowing your retirement savings to go further.
No State Income Tax:
Texas does not have a state income tax, which means your retirement income, including Social Security benefits, pension income, and retirement account income, is not taxed.
Mild Winters:
While summers can be hot, Texas enjoys mild winters, making it an excellent choice for those looking to escape harsh winter weather.
Diverse Activities:
Whether you love outdoor adventures, cultural experiences, or vibrant nightlife, Texas has it all. From hiking and fishing to museums and live music, there’s something for everyone.
Top Cities to Retire in Texas
Austin
Austin, the state capital, is known for its vibrant music scene, cultural festivals, and outdoor recreational opportunities. It offers a lively atmosphere with a mix of urban amenities and natural beauty.
Highlights:
- Thriving music and arts scene
- Beautiful parks and outdoor spaces
- High-quality healthcare facilities
- Diverse dining and entertainment options
San Antonio
San Antonio is rich in history and culture, featuring iconic landmarks like the Alamo and the scenic River Walk. It offers a blend of historic charm and modern amenities.
Highlights:
- Historic sites and cultural attractions
- Scenic River Walk with shopping and dining
- Affordable cost of living
- Warm climate and mild winters
Houston
Houston is a bustling metropolis with a diverse population and a strong economy. It offers world-class healthcare, numerous cultural institutions, and a variety of recreational activities.
Highlights:
- Excellent healthcare facilities
- Diverse cultural and culinary scene
- Numerous parks and green spaces
- Proximity to the Gulf Coast
Dallas-Fort Worth
The Dallas-Fort Worth metroplex is known for its vibrant arts scene, shopping, and dining. It offers a mix of urban living and suburban tranquility, with plenty of amenities for retirees.
Highlights:
- World-class museums and theaters
- Major sports teams and events
- Variety of dining and shopping options
- High-quality healthcare services
Best Small Towns to Retire in Texas
Fredericksburg
Nestled in the heart of Texas Hill Country, Fredericksburg is known for its charming downtown, wineries, and German heritage. It offers a peaceful, small-town atmosphere with plenty of activities.
Highlights:
- Quaint shops and restaurants
- Beautiful vineyards and wineries
- Scenic Hill Country landscapes
- Friendly and welcoming community
Georgetown
Georgetown, located north of Austin, is renowned for its historic town square and friendly community. It offers a mix of small-town charm and modern amenities.
Highlights:
- Historic downtown with unique shops and dining
- Abundant parks and outdoor activities
- Active cultural scene with local festivals
- Close proximity to Austin
Best Places to Retire in Texas Near Water
Corpus Christi
Corpus Christi, located on the Gulf Coast, offers beautiful beaches, a warm climate, and a relaxed coastal lifestyle. It’s ideal for those who love water activities and coastal living.
Highlights:
- Miles of sandy beaches
- Excellent fishing and boating opportunities
- Warm and sunny climate
- Vibrant local culture and cuisine
Galveston
Galveston is a historic coastal city with beautiful beaches, Victorian architecture, and a rich cultural scene. It provides a laid-back, island-style living experience.
Highlights:
- Charming historic district
- Scenic beaches and waterfront activities
- Rich cultural and artistic heritage
- Proximity to Houston
FAQs about Retiring in Texas
Find Your Ideal Retirement Community in Texas
Lake Tansi Village Resort
Lake Tansi Village is located just south of the city of Crossville, Tennessee, on the beautiful Cumberland Plateau. This community has so much to offer.
18 Hole Championship Golf Course – Voted #1 course on the Plateau
2 Swimming Pools (Includes 1 indoor pool)
Lakefront Beach and Boardwalk
Fishing Pier
Full-Service Seasonal Marina
Bike & Walking Trail
Recreation Center
Dances – Game Room – Ping-Pong – Miniature Golf – Tennis – Basketball – Horseshoes – Volleyball – Shuffleboard
Country Club Restaurant and Lounge
19th Hole Snack Bar
Arts & Crafts Department
Various Clubs
Three additional excellent fishing lakes
Lake Tansi Village is home to around 4,000 residents. Lake Tansi is the largest man-made lake on the beautiful Cumberland Plateau and residents enjoy fishing, swimming, waterskiing, plus the 18-hole championship golf course that is rated in the top 10 courses in Tennessee by Golf Advisor.
TNVacation.com/Retire TN calls Lake Tansi Village “one of the most affordable community villages in the country” and with its many activities, long list of amenities and low annual home owners fees it’s also one of the most enjoyable places to live.
Amblebrook at Gettysburg
Amblebrook at Gettysburg is an amenity-filled master-planned community for 55+ active adults that embraces the rich history and abundance of its beautiful Southern Pennsylvania setting. Built from the ground up to foster more everyday joy, Amblebrook is designed to nurture deeper connections to friends, family and the great outdoors. The stunning Rock Creek Clubhouse and Fitness Center serve up near endless opportunities to explore untapped interests and well-honed skills. And a vast array of social clubs and activities mean the sky is the limit when it comes to pursuing passions and personal exploration. Award-winning homebuilders Caruso Homes, DRB-Elevate Homes, DR Horton, Ward Homes and Lennar offer a wide variety of two- and three-bedroom layouts to suit your lifestyle, starting from the mid $300,000’s
Hampton Hall Club
There is something special about Hampton Hall that goes beyond its beautiful Lowcountry setting. The scenery may be what first catches your attention, but it is the sense of community that makes Hampton Hall feel like home.
Located in Bluffton, South Carolina, Hampton Hall is a private club community where neighbors become friends and there is always something to look forward to. Days can begin with a round on the Pete Dye Signature golf course, a morning on the tennis or pickleball courts, a workout or swim, and end over dinner or drinks with friends. An active calendar of social events, clubs and activities offers even more ways to connect.
At the heart of it all are the people. Hampton Hall is a community that makes it easy to get involved, meet others and enjoy the best of Lowcountry living—whether your interests take you to the golf course, the courts, the pool, the fitness center or simply around the table with friends.
Why Hampton Hall?
Hampton Hall combines the privacy of a gated residential community with an active private club experience. Its 18-hole Pete Dye Signature golf course is complemented by practice facilities and an engaged golf community. Beyond golf, members enjoy tennis, six lighted pickleball courts, fitness and wellness, indoor and outdoor swimming, bocce, walking and biking trails, dining, and a full calendar of recreational and social activities.
Hampton Hall is proud to be recognized as a Distinguished Club with Exceptional status, a designation awarded to an elite group of private clubs that demonstrate excellence in member experience, service, facilities, governance and overall club operations. The recognition reflects the Club’s commitment to providing an exceptional experience for its members.
Just as important is the opportunity to connect. Clubs, events, activities and shared interests make it easy to meet people, build friendships and become part of the community. Hampton Hall also puts the best of the Lowcountry within easy reach. The shops, restaurants and character of Old Town Bluffton are nearby, while Hilton Head Island and historic Savannah offer even more to explore.
The best way to understand Hampton Hall is to experience it for yourself. We invite you inside the gates to explore the Club, discover the community and see whether Hampton Hall feels like home.
WaterSong at RiverTown
WaterSong offers a truly unique take on active 55+ living. As a charmingly styled and self-contained neighborhood, WaterSong is designed in harmony with the rest of master-planned RiverTown. Enjoy a one-of-a-kind setting on the banks of the St. Johns River, with gently lapping waves and ancient oaks beckoning you for a kayak ride, pier fishing session or amphitheater concert.
Two separate amenity complexes — RiverHouse and RiverClub — offer fitness, dining, social and recreational options, with pools, playgrounds, parks and trails galore. WaterSong also has its own exclusive, resort-style amenity center featuring a fitness center, social room, pool, hot tub, fire put, pickleball court, events lawn and more — plus a full-time activities director to lead the fun.
Within this gated, low-maintenance community, you can choose from thoughtfully designed villas or single-family homes. Our splendid variety of exterior styles and convenient features make everyday living more spacious, stylish and fun.
Latitude Margaritaville Watersound
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Latitude Margaritaville Watersound is located on Northwest Florida’s Emerald Coast between Pensacola and Panama City. It is just off of the Scenic Highway 30A corridor that runs along 20 miles of coastline with views of some of the most beautiful beaches in the world.
Latitude Margaritaville Watersound offers a unique living environment with access to the Intracoastal Waterway. This area, with its many small coastal towns, is the embodiment of the relaxed, beachy vibe that is at the heart of the Latitude Margaritaville lifestyle. There also are many outdoor recreational activities, ranging from boating and deep-sea fishing to hiking, biking, golfing and more. A full range of lifestyle components is nearby, including an enticing array of dining, shopping, entertainment, cultural and recreational opportunities as well as service businesses, medical offices, hospitals and more. The community’s initial phase is anticipated to include approximately 3,500 homes. The master-planned community, inspired by the legendary music and lifestyle of Jimmy Buffett, features four distinct home collections – the Conch Cottage Collection, Caribbean Villas Collection, and the Beach and Island Collections of single-family homes.
Floor plans range from 1,210 to 2,568 square feet under air.The casual-luxe Vista Collection was recently added to the single family collection. These homes feature two floors and are exclusively situated on the Intracoastal Waterway. Floor plans range from 3,095 to 4,048 square feet under air.
Black Creek Chattanooga
Black Creek – Chattanooga, Tennessee
Where Living Comes Naturally.
Tucked into the scenic foothills just 10 minutes from downtown Chattanooga, Black Creek isn’t just a neighborhood—it’s a lifestyle rooted in nature, community, and connection. For more than 25 years, this master-planned community has brought together people who want more from where they live: more natural beauty, deeper connections, and the kind of everyday convenience that makes life feel effortless.
Now entering its most exciting chapter yet, Black Creek is expanding with new homes, enhanced amenities, a future mountaintop village, and a nine-acre lake. Whether you’re dreaming of a peaceful retreat or easy access to a thriving city, Black Creek offers the best of both worlds.
With hundreds of acres of protected land, miles of private hiking and mountain biking trails, and scenic mountain views, outdoor adventure is woven into daily life. At the heart of it all is Black Creek Club, where optional memberships include access to golf, racquet courts, fitness, chef-led dining, and a year-round calendar of social events.
Chattanooga’s mild four-season climate, no state income tax, and easy airport access make living here not only enriching, but practical. From active retirees to second-home seekers to families planning their forever home, people come to Black Creek for the views—and stay for the lifestyle.
Savannah Lakes Village
Discover Affordable Luxury at Savannah Lakes Village on Lake Thurmond
Welcome to Savannah Lakes Village, the premier active retirement community in McCormick, South Carolina. Nestled along the stunning 71,000-acre Lake Thurmond and its 1,200 miles of pristine shoreline, our community offers an unparalleled blend of natural beauty, outdoor adventure, and modern convenience.
Every homesite features ultra-fast, fiber-optic Internet, ensuring you stay connected while enjoying your lakeside escape.
Resort-Style Amenities & Active Adult Lifestyle
Savannah Lakes Village is designed for those who want to stay moving, connect with neighbors, and enjoy world-class facilities.
Championship Golf & Dining
- Two Championship Golf Courses: Spectacular lakefront views, fully-stocked pro shops, and on-site restaurants.
The 23,000-Square-Foot Recreation Center
- Racquet Sports: 6 lighted tennis courts (4 HarTru clay, 2 hard surface) plus dedicated pickleball courts.
- Fitness & Wellness: Indoor and outdoor swimming pools, a fully equipped fitness room, yoga studio, and relaxing sauna.
- Social & Hobbies: A bowling alley, private card rooms, a community library, and a vibrant Rod & Gun Club.
- 50+ Social Clubs: Easily find your community and pursue your passions with like-minded residents.
A Prime Location Surrounded by Nature
Whether you are hitting the trails or heading into the city, Savannah Lakes Village puts you at the center of it all. The community directly abuts three South Carolina state parks and boasts over 100 miles of hiking and biking trails.
| Destination | Travel Time |
| Augusta, GA | 45-Minute Drive |
| Atlanta, GA | 2-Hour Drive |
Unmatched Value: Affordable Luxury Living
An exceptional lifestyle shouldn’t come with an outrageous price tag. Savannah Lakes Village offers a highly competitive cost of living for retirees:
- No initiation fees
- No monthly minimums
- No special assessments Low South Carolina property taxes
Custom Homes Tailored to You
Our network of preferred builders offers a wide variety of custom home plans and lot-home packages. No matter your desired price point, architectural style, or product type, we can build your dream retirement home.
🌟 Plan Your Visit: The Stay & Play Package
Experience the Savannah Lakes Village lifestyle firsthand. Book a 3-day/2-night Stay & Play preview tour for just $199.
- Website: SavannahLakesVillage.com
- Phone: 864-391-5253
K. Hovnanian’s Four Seasons at Victory at Verrado
High above the desert floor, overlooking Phoenix, sits K. Hovnanian’s Four Seasons at Victory at Verrado. This luxury 55+ active adult community is fortuitously surrounded by the White Tank Mountains and Skyline Regional Park, allowing residents to be immersed in the raw splendor of the American southwest while living in comfort and style.
Each of the five floor plans offered by K. Hovnanian’s Four Seasons at Victory have a natural flow from indoor to outdoor gathering areas, in addition to high-end finishes and materials used throughout. These spacious layouts include up to three bedrooms and approximately 1,924 to 2,288 square feet of living space.
The community amenities of Victory at Verrado are equally impressive as the homes found within. Luxe pools flanked by lounges and palm trees overlook craggy mountains. All your workout needs are seen to at the 7,000 square foot, state-of-the-art fitness center, and you can recover at the full-service spa. Two Championship golf courses designed by Ryder Cup captain Tom Lehman will provide hours of enjoyment. And for those oenophiles, the Victory Vineyard hosts wine tastings, guest vintner dinners, wine making classes, and an annual Crush party.
With its stunning scenery and endless amenities, Victory at Verrado is the ultimate in refined, active adult living. K. Hovnanian’s Four Seasons matches that standard with beautiful, thoughtfully designed houses, ready to become homes.
Sign up today to receive more information on the new offerings with K. Hovnanian’s Four Seasons at Victory at Verrado, and begin your journey to a better way of life.
Read more about K. Hovnanian’s Four Seasons at Victory at Verrado
K. Hovnanian’s Four Seasons at Baymont Farms
Located in Middletown, Delaware, K. Hovnanian’s® Four Seasons at Baymont Farms is a resort-style 55+
active lifestyle community featuring low-maintenance single-family homes. With endless amenities just
outside your front door and an ideal location offering plenty of shopping and dining to explore nearby,
you won’t need to go far to find your next adventure.
K. Hovnanian’s Four Seasons at Baymont Farms features a 6,000-square-foot clubhouse. It’s where you’ll
gather around the grand fireplace of the social lounge and bar area, or enjoy recreation of your choice in
the fitness center, game room, billiard room, card room or aerobics studio. The opportunities to relax,
socialize, and exercise continue outside, where you’ll find an outdoor pool and bar, pickleball courts and
walking trails.
K. Hovnanian Homes has decades of expertise curating exceptional active lifestyles for those 55 and
older. Their other active lifestyle communities in Delaware include K. Hovnanian’s Four Seasons at
Hatteras Hills in Magnolia, K. Hovnanian’s Four Seasons at Scenic Harbor in Lewes, K. Hovnanian’s Four
Seasons at Silver Maple—which was Delaware’s best-selling 55+ community from 2014 until its
completion in 2016.
Contact a Community Specialist to learn more about this amenity-filled community or schedule a tour of
one of the stunning model homes!
Read more about K. Hovnanian’s Four Seasons at Baymont Farms
Port Ludlow
For retirees, active adults, and remote workers, Port Ludlow is an inviting resort-style community on the shores of Puget Sound in the state of Washington.
Westharbor Homes is building new Port Ludlow residences to the highest environmental standards with energy-saving appliances. In the Ludlow Cove Cottages and Olympic Terrace II neighborhoods, you’ll find a delightful variety of floor plans, including beachfront single-family homes, waterfront condominiums, and spacious villas with fairway views.
The amenities and activities at Port Ludlow start with play on the community’s 18-hole golf course, a scenic layout along the water and through the maritime forest. The 300-slip marina offers complete boating services and launches for kayaks and paddleboards. In addition, there are two community clubhouses with fitness centers, swimming pools, and tennis/pickleball courts. You can also enjoy 30+ miles of walking trails, more than 100 community social clubs, and genuine farm-to-table dining with fresh seafood always on the menu at the Fireside Restaurant.
The nearby towns of Chimacum and Port Townsend feature cafes, bakeries, artisan shops, and grocery markets, plus convenient health care services that include specialty practices. And just a 30-minute ferry ride away is the dynamic city of Seattle, home to some of the nation’s leading hi-tech companies, a thriving cultural arts scene, and major professional sports teams.
When you request more information below, you’ll be on your way to discovering the waterfront lifestyle in the Pacific Northwest at Port Ludlow.
Check out our 360 degree view of Port Ludow by clicking here!
Robson Communities
Start Your Texas Retirement Journey with ideal-Living
Texas provides a wealth of options for retirees, from vibrant urban centers to peaceful small towns and coastal retreats. Whether you seek cultural experiences, outdoor adventures, or a low cost of living, Texas has something to offer. Discover the best places to retire in Texas with Ideal-Living and start planning your perfect retirement today.