Master Planned Communities in Tennessee

Tennessee offers a range of new and established luxury communities designed for retirees and families. Make Tennessee your home and experience the tranquility, convenience, and luxury of living in a master planned community.

Why Choose a Planned Community in Tennessee?

From the magnificent Appalachian Mountains to the serene Mississippi River banks, there's no shortage of opportunities to immerse yourself in Tennessee's natural wonders. Celebrated as one of the best places to live, Tennessee offers a four-season climate, abundant outdoor activities, and a cost of living significantly below the national average. Experience the joy of living in a master planned community in Tennessee, a state rich in culture, outdoor recreation, and tax-friendly benefits.

 

A Climate Tailor-Made for Outdoor Recreation

Experience year-round outdoor recreation in Tennessee's mild winters and comfortable, low-humidity summers. Whether you prefer hiking the highland trails, golfing on championship courses, or boating on crystal-clear freshwater lakes, Tennessee's climate accommodates all your outdoor passions.

The Fifth-Lowest Cost of Living in America

Tennessee residents enjoy more than just the state's natural beauty - they benefit from the fifth-lowest cost of living in the country. With housing, groceries, and utilities costs below national averages, Tennessee ensures your retirement budget stretches further.

Lower Healthcare Costs

Of critical importance to retirees, Tennessee offers nearly 11% lower healthcare costs than the national average. Preserve your peace of mind and your savings with Tennessee's affordable healthcare system.

Find Your Ideal Planned Community in Tennessee

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Click to explore the following Tennessee communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.

TN Gated Communities | Retire Tennessee | Best Places to Retire

Retire Tennessee Program Communities

Nashville, TN

Whether you’re ready for full-time retirement or want to relocate to a better place, Tennessee is a state that deserves your attention.

Consider these facts before deciding on another location: Tennessee collects no state tax on income or other retirement-plan benefits and no sales tax on prescription drugs. Property taxes in Tennessee are very reasonable, especially with available exemptions for retirees and age 65+ residents, resulting in the second-lowest overall state and local tax burden per capita in the nation. And Tennessee offers the eighth-lowest cost of living in the U.S.—more than 10% below the national average.

The Retire Tennessee program is a state government initiative designed to spread the word about all of the great reasons for retiring or relocating to the Volunteer State. From the Great Smoky Mountains in the east to the banks of the Mississippi River in the west, a total of 19 urban and rural counties in the program highlight the unique natural attractions and cultural amenities that each has to offer.

Tennessee has more than 60 state and national parks with some of America’s finest freshwater fishing lakes and hiking destinations that range from the 210-mile Cumberland Trail to Chattanooga’s 16-mile Riverwalk. The delightful four-season climate means that you can enjoy a round of golf or a kayak excursion any week of the year. And the world-famous Tennessee music scene includes Beale Street blues in Memphis, the Grand Ole Opry in Nashville, and bluegrass festivals in charming mountain towns like Kingsport and Cookeville.

Request more information below and let the Retire Tennessee program introduce you to the next great adventure in your life.

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Southern Harmony

Murfreesboro, TN
Homes starting from the $500,000s

Now Open and new to the Nashville area, Del Webb Southern Harmony

Imagine thriving in the breathtaking countryside of middle Tennessee surrounded by rolling hills while soaking in the fresh air and warm sunshine. Now imagine discovering everyday conveniences minutes away, a lively social calendar, diverse clubs and interest groups, plus world-class amenities just steps away from home. All of this will be waiting for you at Southern Harmony, Tennessee’s premier active adult community.

Southern Harmony in Murfreesboro, TN offers an abundance of social and recreational activities, a mild four-season climate, and a collection of innovative, flexible floor plans coupled with Tennessee’s low cost of living. A private community clubhouse and resort-style outdoor amenities are relished by residents who enjoy an active lifestyle. But the best reason to make Southern Springs home is the home itself. Our thoughtfully designed, well-crafted homes offer purposeful design options for easier living.

At the heart of this dynamic, master-planned community is a 21,000+ Sq. Ft. Residents Clubhouse including a state-of-the-art fitness center, hobby and meeting rooms, large event room, indoor and outdoor pools, sport courts, arboretum, Veterans Park, event lawn and open-air performance pavilion. From games, to cooking class, to line dancing, and parties, there is something for everyone.

Southern Harmony is located minutes from the big city of Nashville and the beautiful Tennessee countryside with hiking, fishing, golfing, wineries and so much more to explore. Living just south of Nashville, you will be able to enjoy the Frist Museum, Grand Ole Opry, Cheekwood Botanical Garden, a concert at Bridgestone Arena, or cheer on the Tennessee Titans. Nashville International Airport is just twenty-nine miles from home. Experience exceptional healthcare close to home at Ascension Saint Thomas, Williamson Medical Center, and Alvin C. York VA Medical Center.

At Southern Harmony you will find well-crafted, new ranch homes in a low-maintenance setting. Choose from ten innovative floor plans with flexible indoor and outdoor entertaining space for hosting family dinners and neighborhood get-togethers. You can expect luxury features such as zero-entry showers, point-of-use storage, widened hallways, and open flowing spaces in every plan.

Join the VIP Interest List to gain advanced access to community announcements, building progress emails, information sessions, and events.

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Tellico Village | Tennessee Retirement Communities | Premier Golf

Tellico Village

Loudon, TN
Homes, Townhomes from $225K - $1.5M Lots from $4,500 - 500K

Tellico Village is Eastern Tennessee’s premier active-adult community for retirees and remote workers of any age who want to enjoy the region’s finest collection of resort-style amenities.

Set on 4,800 acres around Tellico Lake in the Great Smoky Mountain foothills, Tellico Village is an outdoor recreation paradise. Three lakeside golf courses host a year-round schedule of league events, plus pro and amateur championships. The Tellico Village Yacht Club, one of three community marinas, offers complete boating services and lakefront dining. Fitness facilities, indoor and outdoor pools, tennis/pickleball courts, and 50+ miles of local hiking trails give residents a choice of healthy activities every day of the week. The 200+ Tellico Village social clubs and volunteer organizations make it easy for neighbors to become friends. At the same time, the on-site Summit Medical Center offers convenient primary care and physical-therapy services.

More than 2,300 buildable lots and waterfront homesites are available at Tellico Village. An impressive roster of 15 local builders offers a fantastic variety of floor plans with customizable options to create the new home of your dreams. There are also a number of existing homes on the market at any given time, plus rentals available for a week to a year while you check out all of the choices.

Located just 31 miles from Knoxville, Tellico Village residents are just a short drive away from the region’s finest night-life venues, cultural events, shopping centers, and top-rated health care facilities.

Request more information below, and you’ll be on your way to enjoying the good life at Tellico Village.

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Homes For Sale in Chattanooga | Black Creek Community TN | Low Taxes

Black Creek Chattanooga

Chattanooga, TN
Homes, Townhomes starting at $650K - Lots $225K and up

At Black Creek, we’re building a community that embraces all that’s been forgotten about what defines a life well-lived.It’s a special place where generations, connection and nature become one. Imagine access to 1000s of acres of protected land that’s just footsteps from your door while living just 10 minutes from downtown Chattanooga, America’s “Best City Ever” where shopping, dining, entertainment as well as top hospitals are quickly within reach.

The Black Creek experience starts with Black Creek Club-a private club including restaurant, bar, swimming pools, fitness center, and tennis. Here, you can gather together and make life long connections. Our 18hole golf course is the only course in TN ranked in Golfweek’s Top 100 residential courses. If nature is your passion, take advantage of miles of nature trails through the surrounding mountains and paved pathways through the community, plus ponds for fishing. Just outside of Black Creek is Raccoon Mtn, perfect for biking, hiking and easy access to boat ramps on the TN River. We offer Home sites that complement the natural flow of the terrain and floor plans that are as diverse as the residents who live here. Experience Black Creek!

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WindRiver | Gated Golf Luxury Community near Knoxville TN | Tellico Lake

WindRiver

Lenoir City, TN
Homes from $1 million - $4 million+, Homesites from the mid $300,000s - $1 million+

WindRiver is a stunning, lakefront and golf community located minutes outside Knoxville, Tennessee on Tellico Lake. Inside our gates, you will find world-class amenities surrounded by sparkling, fresh-water lakes and dramatic mountain views. This unique combination is what makes WindRiver the ideal place to call home and create a lakefront lifestyle you and your family will cherish.

You will sense it when you look towards the welcoming shadows of the Great Smoky Mountains. You will feel it standing on the gentle slope of five miles of shoreline along beautiful Lake Tellico, named one of the top inland boating destinations in the nation.

Members enjoy a collection of world-class club amenities which include: a full-service marina, a championship 18-hole golf course, Golf Club and Grill, the Sports Complex with a resort-style swimming pool, sports courts, and a state-of-the-art exercise facility at Overlook Manor, the elegant Lakeside Inn, and Citico’s Restaurant, a signature Member dining experience. For outdoor enthusiasts, WindRiver has access to over 30 miles of walking and hiking trails and a peaceful, lakefront retreat, Brightwater Park.

In addition to WindRiver’s amenities, innate beauty, and temperate climate, an equally important factor is that the state of Tennessee is extremely tax-friendly: NO State Income Taxes, NO State Inheritance Taxes, NO Personal Property Taxes, and low property taxes.

This is Life As It Should Be – this is WindRiver.

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Rarity Bay | Gated Waterfront Community Vonore TN | Tellico Lake

Rarity Bay

Vonore, TN
Homes, Townhomes, Condos: $139.9K - $2.8M Lots: $20K - $595K

The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region.

At Rarity Bay on Tellico Lake, you’ll find a variety of real estate options, including homes, rentals, condos, and sites ready for development. The turnkey single-family homes are large, with sweeping views and plenty of space to spread out when guests inevitably come to visit. Pools, courtyards, patios and firepits make the outdoors an extension of your space. For those that make boating an everyday element of life, there are plenty of waterfront lots waiting for your custom-built dream home.

Water skiing, recreational boating, fishing and kayaking are all popular pastimes on Tellico Lake, and Rarity Bay offers over 10 miles of shoreline and a number of community docks for easy access. Golfers will delight in the par-72, 18-hole golf course, designed by DJ DeVictor and Peter Langham. The professionally maintained stables make it easy for equestrians to board their horses and offers lessons for the casual rider looking to take advantage of the 125 miles of riding (and hiking) trails.

Renovated in 2020, the 11,000 square foot Country Club is a social hub with a bistro and full-service bar. Just outside, you’ll find lighted tennis courts, pickleball facilities, and a swimming pool.

Tennessee’s low cost of living, 0.64% effective property tax, and lack of tax on salaries as well as income made on dividends are added bonuses to life in the Volunteer State. The real draw is what’s beyond your front door. So come to Rarity Bay and make the majestic Smoky Mountains and clear waters of Tellico Lake the backdrop for your vacation getaway, second residence or forever home.

Request more information about Rarity Bay.

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Fairfield Glade | Tennessee Resort Communities | Best Golf TN

Fairfield Glade & Fairfield North

Fairfield Glade, TN
Homes, Townhomes: $300K - $900K Lots: $10K - $300K

Fairfield Glade is perched high atop the Cumberland Plateau, and offers serene mountain beauty as it sits on the highest point between the Rocky and Smoky Mountains. One of the favorite features of this area is the moderate year round temperatures. The pleasant summer days and the cool summer nights can be attributed to the Cumberland Plateau’s 2,000-foot-elevation, allowing for more comfortable temperatures and much lower humidity than most areas of the south.

What to do with all the fabulous weather and beautiful scenery? Golfing, boating, fishing, hiking, walking, swimming, tennis/pickleball-the list of fun activities available is simply endless! Plus, an outdoor amphitheater and biergarten just opened to host live music, movies, food and community events – it’s a great gathering place for neighbors to come together.

The community offers multiple subdivisions with a wide range of home sizes, price ranges, and views that include mountain, lake, golf and protected woodlands. Another attribute is the incredible cost of living in Fairfield Glade – no state income tax on wages, very reasonable home prices, and extremely low property taxes and club dues.

Fairfield Glade is just 6 miles from the city limits of Crossville, a small town, but bustling with activities. Crossville’s central location on Interstate 40 has made it a hub for many outlying areas and has given rise to a booming retail environment, offering shopping, dining and entertainment choices. The community is also located right off I-40, less than an hour from Knoxville, and an hour and a half from either Nashville or Chattanooga.

Testimonial
“The biggest deciding factor for choosing Fairfield Glade was the people, both in the Glade and in the town. When we came to visit the first time, we had no appointment and no agenda – we just popped in and wandered around. Folks stopped us everywhere we went – Food City, the Wellness Center, Villa Pizza – and just chatted. No one was in a hurry, everyone was interested in our story, everyone had some tidbit to share. The same thing happened on our second visit, and then on every visit we made once construction started. We felt like we had become part of the community before we were actually part of the community.” Michelle and James Bayless

Fairfield Glade has 11 lakes and two marinas.

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Find your ideal place in one of Tennessee's master planned communities. From tax-friendly benefits to outdoor recreation, Tennessee provides the perfect backdrop for an enriching retirement. Discover the best of Tennessee with Ideal-LIVING.

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