Master-Planned and Gated Communities in Tax-Friendly States
Some people want to get away from high taxes like they want to get away from snowy, cold winters. Both are valid reasons to start looking for a destination to retire or relocate. Moving to a tax-friendly state can set you up for a better financial situation—and may even have a better climate. You want your hard-earned money to go as far as it can—after all, you’ve worked toward your retirement your whole life. So, when you’re making plans to retire or relocate, you’ll want to think about how your income can fit into your ideal lifestyle.
The Benefits of Choosing a Tax-Friendly State
If you’re making the move from a high-tax state like New York, New Jersey, or Maryland, looking into a tax-friendly state is one of the best things you can do for you, your family, and your wallet. Some of the benefits include:
- No tax on Social Security income, which can include 401(k)s, IRAs and pensions
- Additional deductions on other forms of retirement income
- Low sales, property, estate, inheritance and income tax rates
The goal is to get the most out of your savings and to live at your fullest capacity, and tax-friendly states are a great place to do that. But don’t just move because taxes are low. Consider all the other factors, too. Is it a place you want to live in? Does it have the amenities—dining, shopping, attractions, etc.—that you want in your everyday life? You should also look for other potential taxes that aren’t as nice. While tax-friendly states are generous in most tax areas, some may have drawbacks. For example, a state may have low income tax but a higher sales tax.
A Look at Some Tax-Friendly States
Delaware – A destination full of gorgeous beaches, rich history, and beautiful scenery, the charm of seaside life is almost enough to make anyone want to move at the drop of a hat. But to sweeten the deal, Delaware is kind to your retirement incomes, offers low property tax, and has no sales tax.
Pennsylvania - Full of history, an enticing geographical landscape, and a climate that’ll make you want to spend most of your time outdoors, this state is also easy on your wallet. No tax on retirement incomes, a low sales tax, and a lower-than-average cost of living make it an ideal place to retire or relocate.
Florida - If the Sunshine State is your escape from frigid winters, you’ll be pleased to know it’s also tax-friendly. You don’t have to worry about income tax, and your Social Security benefits and 401(k)s are untaxed at state levels.
North Carolina - Enjoy a bit of southern charm, your choice of a mountain or seaside backdrop, and shorter winters. But that’s not all. Lower taxes and lower cost of living make this state an even more desirable destination.
Research and Explore Tax-Friendly Communities Around The U.S.
Click to explore the following tax-friendly communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.
Home Towne Square in Ephrata, PA
What makes the 55+ community of Home Towne Square in Lancaster County, PA so very unique from other 55+ communities is the design of our “Arts & Crafts-style” new homes, within a classic village-style neighborhood. Welcoming front porches on 1-and 2-story homes filled with character and finished with unique color palettes, a low-maintenance lifestyle, walking trails, landscaped common areas, a community clubhouse, and an active calendar of events coordinated by the homeowners make Home Towne Square 55 plus not only a charming neighborhood, but also a wonderful place to settle in near or at retirement. Plus, residents own their land, which means no monthly land lease payments. Located just west of the town of Ephrata, PA in Lancaster County, and only a few blocks off of Route 322, Home Towne Square is convenient to all that the Pennsylvania Dutch country has to offer, with the added benefit of being in a low cost of living area. Philadelphia, Baltimore and New Jersey are quick and easy trips from Ephrata, PA, while a lively schedule of street fairs, festivals and concerts, dinner theaters, and entertainment gives year-round energy to the local area. Call or visit today to start relaxing and enjoying the life you deserve now in Home Towne Square, a 55 plus community.
Home Towne Square 55 Plus Living
Bella Vista is a private 36,000-acre, Member-based recreational community in Northwest Arkansas offering seven golf courses, seven stocked private lakes, swimming pools, tennis courts, trails, parks, pavilions, recreation centers, a gun range, an RV Park and many other amenities. Bella Vista was recently ranked one of America’s Top 10 Best Healthy Places to Retire by U.S. News & World Report and one of the Top 25 best places for affordable homes by CNNMoney.com and Money Magazine.The Bella Vista Property Owners Association enhances each Member’s quality of life by promoting and improving amenities and recreational areas. By building community support for parks and recreational lands, the POA strives to provide community service and outreach that meets the needs of our Members. The programs and services offered by the POA provide Members with exceptional value and quality, while emphasizing the reasonable allocation of resources throughout the city. We ensure safe, attractive, and well-maintained facilities that reflect our Members’ needs and best interests.
Featuring views of the stunning Superstition Mountains, Montesa at Gold Canyon is the perfect place to stay active, make long-lasting friendships and enjoy the life you deserve. Much more than a place to live, Montesa offers a first-rate style of living, with resort amenities, a stunning natural landscape and premier homes.
Play pickle ball, bocce ball, shuffleboard and water volleyball with your new friends, exercise in our well-equipped fitness center, enjoy a game of billiards, or hit the tennis courts–there are so many ways to stay active. Our performing arts center and ballroom hosts a number of parties, dances, banquets and art classes for you to enjoy. On site professional management and activities staff are dedicated to ensure your satisfaction.
Montesa’s homes combine state-of-the-art design with the finest construction. And now with rooftop party decks there are more ways to take in the beauty of these tranquil surroundings. Fill out the form below to learn more about this exciting place to live.
Whether you’re retiring, working remotely, or raising a family, Wellen Park is a Southwest Florida master-planned community near Venice that you should know about.
Each of Wellen Park’s distinctive neighborhoods offers a variety of lifestyle amenities like clubhouses with meeting space and game rooms, complete fitness centers, resort-style pools, and pickleball courts. There are already 18 miles of walking and biking trails that meander throughout the 11,000-acre community and more to come. Residents also have access to three excellent 18-hole golf courses, including the Wellen Park Golf & Country Club.
The convenient West Villages Marketplace is home to a Publix supermarket, retail stores, casual cafes, and a variety of professional services. The adjacent CoolToday Park is the new spring-training complex for the Atlanta Braves and hosts year-round sporting events, music concerts, art shows, and farmer’s markets. Debuting soon will be Downtown Wellen with restaurants, shops, playgrounds, festival areas, and an 80-acre activity lake for kayaking and paddleboarding.
Wellen Park offers a variety of choice residences that include single-family homes, townhomes, coach homes, condominiums, and twin villas. Florida’s leading homebuilders offer flexible floor plans with customizable options to accommodate everyone from retiring couples to multi-generational families.
Located in Sarasota County and the growing town of North Port, all of the cultural activities and top-rated medical centers in the city of Venice, plus beautiful Gulf Coast beaches, are just a short drive away.
Request more information below and get the latest news from Wellen Park, your Southwest Florida destination of the future.
One of the best places to live in Georgia.
Nestled amid ancient moss-draped oak hammocks, winding freshwater lagoons and the salt marshes of coastal Georgia’s low country, Waterways is a private gated community with distinctive homes and modern amenities, just 30 minutes south of historic Savannah in Richmond Hill, Georgia. This surprising low country community offers luxury homes surrounded by a protected natural landscape. Starting with homesites from the 90s and townhomes from the mid-200s, homes in the mid-300s, and at Waterways encourage an elegantly relaxed lifestyle.
This is ideal living.
Just outside of Savannah, on the Georgia coast, there’s a master planned community that’s rooted in nature and built with modern amenities. Here, water’s influence is the center of the lifestyle, and health and wellness are valued along with days of adventure and exploration.Here, your family can escape from the noise of the world in a place where spontaneous get-togethers, outdoor activities, and the influence of water create a new rhythm of life.
The Waterways Marina Is Now Open….
Located along Redbird Waterway, the Marina features direct access to the Intracoastal Waterway, the Great Ogeechee River, and the Atlantic Ocean. Featuring dry slip storage, a ship store, and fueling and launching facilities, Waterways residents will have all they need for endless adventure. The center of our waterfront lifestyle is found at the Marina Village, with stunning views of golden marshes, dry slip storage spaces, along with fresh water boat slips for residents. Green spaces and events lawns will complement a curated collection of quaint retail shops and casual dining. Accessible from every corner of the community via Harbor View Drive, a road with spectacular views of glistening waters, Marina Village is sure to become the heartbeat of Waterways. Choosing the perfect place for your next adventure is about so much more than finding a home. Get a feel for the Waterways lifestyle with a Discover Waterways Visit, an immersive three day, two-night getaway. Schedule Your Visit Today!
Now selling, The Courtyards at Mint Hill will feature 38 beautifully designed, luxury ranch homes in a 55+ active lifestyle Epcon Community in beautiful Mint Hill, North Carolina.
Offering the best of both worlds, the community will be nestled in a scenic location off Idlewild Road, just minutes from access to I-485, and 15 miles from all Uptown Charlotte has to offer. Homeowners at The Courtyards at Mint Hill will also enjoy private amenities, including the grand central garden, gazebo, and wonderful walking trails.
In addition to the allure of living in a brand new low-maintenance home and active community, Epcon homeowners are drawn to the signature private garden courtyards that are the distinctive focal point of every home we build. Each Epcon home is uniquely designed around the courtyard so that it can be enjoyed from just about any light-filled room.
We invite you to discover how you can live well every day in your new Epcon home at The Courtyards at Mint Hill.
Step into this active 55+ community just minutes from the beach in Port Orange, Florida and be amazed at how affordable a resort lifestyle can be! You?ll discover friendly people, luxury amenities and homes for sale and rent. Our community offers a year-round calendar of social events planned by our Activity Director, two beautiful clubhouses, heated pool, lake for fishing, and so much more. Briarwood is among the award-winning family of Thesman Communities proudly offering affordable resort living since 1980.
Management and Sales offices are still open 7 days a week, 8-5. Please contact us for more information.
Virtual Tours now available! Feel free to watch our video playlist below. You can navigate to the next video by simply clicking the button to the right of the “share” icon.
Homes are shown by appointment only and social distancing and hygiene guidelines are strictly adhered to. Safety is our priority.
Gated Riverfront Living, Boundless Joy in Nature
The Bluffs on the Cape Fear is a vibrant, master-planned community perched on a pristine stretch of the Cape Fear River. Just 15 minutes from the classic waterfront hometown of historic Wilmington, NC, The Bluffs is a private, coastal haven for the families who call it home.
The unique vision of The Bluffs is realized every day: natural woodlands and the unspoiled riverfront landscape are preserved and celebrated. Classically-styled coastal homes exist in harmony with lush woodlands, and the riverfront.
Our visionary developers created The Bluffs with access and abundance in mind. Accordingly, residents here enjoy a close-knit, active lifestyle with total access to the riverfront and an impressive collection of amenities. We invite you to experience the joy of our authentic riverfront community, The Bluffs on the Cape Fear, with our 3 day-2 night Discovery Package.
– 50-Slip Marina with Scenic Boardwalk
– 2-Acre Riverfront Park with Boat & Kayak Launch
– Lakefront Clubhouse with Resort-Style Salt Water Pool
– Private Beach Club on Oak Island – with Full Ocean Access
– Winding Walking & Biking Trails
– Golf Cart Friendly Community
– Tennis & Pickleball Courts
– Fully-Stocked Lake
– Community Boat & RV Storage
– And soon, a New State-of-the-Art Fitness & Wellness Center
Looking for the perfect lifestyle community for retirement or to raise your family? Keowee Key has more of what you love. Golf, tennis, fitness center, swimming, boating and pickleball are just a few of the amenities this active, gated, lakeside community offers.
Located at the base of the Blue Ridge Mountains in Salem, SC, and surrounded by the pristine waters of Lake Keowee, Keowee Key is a 1,600-acre community carved out of a forest of hardwood and pines. You’ll find a wide variety of home styles and price points available in a natural setting with mild seasons and an abundance of local adventure.
All homes in Keowee Key are custom-built, including lakefront, mountain or golf-course views. For a maintenance-free lifestyle, you’ll find ample condominiums, town homes and cottages. Choose a lakefront home with private dock or use one of 5 community docks with 324 boat slips, pontoon and kayak rentals, and a supply store.
The challenging 18-hole, par 72 George Cobb Golf Course, features four tee boxes to match all skill levels. A clubhouse with award-winning chef, lakeside leisure trail, three swimming pools, and a dog park, contribute to Keowee Key’s country club lifestyle.
Grand Highlands, a North Carolina Gated Mountain Community
Grand Highlands is one of the dreamiest mountain communities in North Carolina. The most recent of a long list of awards was Community of the Year by the Asheville Builders Association (ABA). Grand Highlands encompasses 300 acres of woodlands and meadows. It offers panoramic views of the Blue Ridge Mountains, as well as proximity to downtown Asheville, Hendersonville, and Lake Lure. Sprawling wooded home sites are among its most coveted features. A spacious, lodge-style clubhouse, private parks, and adjacent nature preserves are also bonuses. All home sites are just below 4,000 feet elevation. And, each has underground utilities.
Life as a Resident
A communal spirit is embraced by residents. Finally able to live on their own terms in such an idyllic place, they come together both in celebration and in peace and solitude. Whether on trails, on Grand Lodge verandas, or at the Community Barn for events, coming together is a way of life at Grand Highlands.
Nearby Hendersonville is a charming mountain town. It provides access to all necessities, along with a vibrant restaurant and shopping scene. Theatre and music venues are also plentiful in Hendersonville. And whatever Hendersonville doesn’t offer, Asheville, just 25 miles away, does.
Grand Highlands home sites are priced from $70,000 to $650,000. Homes range from $475,000 to $3.5 million.
Discover this breathtaking North Carolina mountains community. Grand Highlands is an ideal place to call home.
Located just 21 minutes from Jacksonville, FL International airport, and just a 90 minute drive to Savannah, GA and St. Augustine, FL, Osprey Cove is a constant recipient in the “Top 100 places to Retire.” Kiplinger rated Georgia as a “Top 10 Tax Friendly state for Retirees”. This plush coastal community boasts 722 single family homes. Home buyers in search of an active lifestyle are finding the right fit at Osprey Cove with private golf, tennis, boating and fishing available year round. Located near Kings Bay Naval Base, Osprey is a top pick for military, government and other retirees. With incredible views across the marsh to Florida and Amelia Island, this three season coastal community awaits you – and you deserve the best. Perfect for a primary or second home. Check out this Georgia gated community to learn more.
Kingfish Bay is resort-style community with a Caribbean flare located in the quaint coastal town of Calabash, NC. The development design meanders through 62 acres of natural waterfront property, creating a tropical-themed, private-gated community consisting of bungalow homes, cottages, courtyard homes, and custom single-family homes.
Set along the banks of the Calabash River, approximately one-third of the property is maintained in its natural state. Two piers with pavilions and day docks are provided with direct access to the Intracoastal Waterway. A waterfront park with fire pits and palm trees with hammocks are available for the residents’ enjoyment, as well as nature trails with fitness stations. Fostering a sense of “community by design”, Kingfish Bay also offers a community center with clubhouse, fitness center, and resort-style pool with bath house. An exclusive oceanfront clubhouse on Sunset Beach is now under construction and due to open in June 2019.
Kingfish Bay is located within walking distance of downtown Calabash, a delightful waterfront destination known as the “Seafood Capital of the World” for it’s numerous casual-dining restaurants and boutique shopping.
Located in Middletown, DE,. K. Hovnanian’s Four Seasons at Baymont Farms is a 55+ active lifestyle community featuring low-maintenance single family homes. With an ideal location in Middletown, there’s plenty of shopping and dining nearby to explore. But you won’t need to leave the community to find your next adventure.
K. Hovnanian’s Four Seasons at Baymont Farms will feature a 6,000-square-foot clubhouse. It’s where you’ll gather around the grand fireplace of the social lounge and bar area, or enjoy recreation of your choice in the fitness center, game room, billiard room, card room or aerobics studio. The adventure continues outside, where you’ll find an outdoor pool, a tiki hut, pickleball courts and walking trails.
K. Hovnanian Homes has decades of expertise curating exceptional active lifestyles for those 55 or better. Its last active lifestyle community in New Castle County, K. Hovnanian’s Four Seasons at Silver Maple was Delaware’s best-selling 55+ community from 2014 until its completion in 2016.
Contact a Community Information Specialist to sign up for the community’s VIP list, and be the first to receive the latest updates and invitations to special events!
Plan your visit
These are only a few of the tax-friendly states. You may find that you’re looking for a destination out west or somewhere else in the south. Take a look at the list of other low-tax states below, and browse the 55+, resort, gated and other communities waiting to welcome you with open arms.