Master-Planned and Gated Communities in Tax-Friendly States
Some people want to get away from high taxes like they want to get away from snowy, cold winters. Both are valid reasons to start looking for a destination to retire or relocate. Moving to a tax-friendly state can set you up for a better financial situation—and may even have a better climate. You want your hard-earned money to go as far as it can—after all, you’ve worked toward your retirement your whole life. So, when you’re making plans to retire or relocate, you’ll want to think about how your income can fit into your ideal lifestyle.
The Benefits of Choosing a Tax-Friendly State
If you’re making the move from a high-tax state like New York, New Jersey, or Maryland, looking into a tax-friendly state is one of the best things you can do for you, your family, and your wallet. Some of the benefits include:
- No tax on Social Security income, which can include 401(k)s, IRAs and pensions
- Additional deductions on other forms of retirement income
- Low sales, property, estate, inheritance and income tax rates
The goal is to get the most out of your savings and to live at your fullest capacity, and tax-friendly states are a great place to do that. But don’t just move because taxes are low. Consider all the other factors, too. Is it a place you want to live in? Does it have the amenities—dining, shopping, attractions, etc.—that you want in your everyday life? You should also look for other potential taxes that aren’t as nice. While tax-friendly states are generous in most tax areas, some may have drawbacks. For example, a state may have low income tax but a higher sales tax.
A Look at Some Tax-Friendly States
Delaware – A destination full of gorgeous beaches, rich history, and beautiful scenery, the charm of seaside life is almost enough to make anyone want to move at the drop of a hat. But to sweeten the deal, Delaware is kind to your retirement incomes, offers low property tax, and has no sales tax.
Pennsylvania - Full of history, an enticing geographical landscape, and a climate that’ll make you want to spend most of your time outdoors, this state is also easy on your wallet. No tax on retirement incomes, a low sales tax, and a lower-than-average cost of living make it an ideal place to retire or relocate.
Florida - If the Sunshine State is your escape from frigid winters, you’ll be pleased to know it’s also tax-friendly. You don’t have to worry about income tax, and your Social Security benefits and 401(k)s are untaxed at state levels.
North Carolina - Enjoy a bit of southern charm, your choice of a mountain or seaside backdrop, and shorter winters. But that’s not all. Lower taxes and lower cost of living make this state an even more desirable destination.
Research and Explore Tax-Friendly Communities Around The U.S.
Search Filters:
Click to explore the following tax-friendly communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.
Arden
With a Palm Beach County location and a unique collection of lifestyle extras, retirees and families are finding a premier Florida residential destination at Arden.
Arden’s lakeside clubhouse is home to a state-of-the-art fitness center, meeting spaces for community clubs, a tea and coffee bar, and a multi-tier pool complex with fountains and a splash pad. Nearby is the community dock with ramps for launching kayaks, canoes, and electric-powered fishing boats. Tennis and pickleball courts, playing fields, an event lawn, and 20+ miles of walking and biking trails are among the outdoor recreation offerings. But Arden’s signature amenity is its unique “Agrihood,” a five-acre community garden for growing organic fruits and vegetables, plus a big red barn for community events and family gatherings.
Arden features customizable single-family homes and villas by leading Florida builders like GL Homes, Lennar, and Ryan Homes. All of the Arden neighborhoods have been planned to make a natural connection to healthy living, with contoured green spaces to enhance privacy and a wildlife refuge directly across the boulevard.
Just outside Arden’s gates are convenient grocery markets, retail stores, and restaurants. Resort golf courses and white-sand Atlantic beaches are also nearby, along with all of the first-class medical centers, schools, and cultural amenities that you’d expect in the heart of Palm Beach County.
Request more information about Arden and discover why this one-of-a-kind Florida community may be the perfect fit for your Sunshine State lifestyle.
Kingfish Bay
Discover Kingfish Bay: A Coastal Retreat in Calabash, NC
Welcome to Kingfish Bay, one of the Carolina Coast’s premier private communities, located in the charming village of Calabash, North Carolina. Overlooking the serene Calabash River, this gated community spans over 60 acres of hardwood forest, wetlands, and picturesque coastal bluffs. Nestled near the vibrant attractions of North Myrtle Beach and the peaceful shores of Sunset Beach, Kingfish Bay offers the perfect balance of convenience and tranquility, all within walking distance of Calabash’s renowned restaurants, shops, and attractions.
Exceptional Amenities for Relaxed Living
Residents also enjoy exclusive access to the Oceanfront Beach Club at nearby Sunset Beach—a rare HOA-owned beachfront escape, offering premium beachfront parking. Enjoy breathtaking views and serene moments at the private Waterfront Park, complete with walking trails, picnic areas, fire pits, bocce ball, and a pier extending into the river. A second pier with day boat slips and a kayak launch is in development, adding even more opportunities for recreation and wildlife watching.
Residents also enjoy exclusive access to the Oceanfront Beach Club at nearby Sunset Beach—a rare HOA-owned beachfront escape. At the heart of Kingfish Bay, the 5,000-square-foot Community Center boasts a resort-style pool, spa, fitness center, cinema room, putting green, and spaces for social gatherings, ensuring there’s something for everyone.
Diverse Home Options to Fit Your Lifestyle
Kingfish Bay offers a variety of home plans tailored to coastal living. Choose from charming coastal cottages or larger single-family homes, each nestled among lush palm trees and beautifully landscaped spaces. Build your dream home through our Custom Home Program, with options for waterview or single-family lots that highlight the natural beauty of the area. Move-in-ready homes are also available, offering convenience without sacrificing charm.
A Community Rooted in Coastal Charm
Kingfish Bay is more than a place to live—it’s a lifestyle rooted in the coastal charm of Calabash. Known for its seafood and warm hospitality, this top-rated town enriches the community’s close-knit, relaxed atmosphere. Discover a life where every day feels like a retreat at Kingfish Bay, where you’re not just living—you’re Living Relaxed.
Plan your visit
These are only a few of the tax-friendly states. You may find that you’re looking for a destination out west or somewhere else in the south. Take a look at the list of other low-tax states below, and browse the 55+, resort, gated and other communities waiting to welcome you with open arms.