Lakefront Master-Planned and Gated Communities
Can you imagine never having to make a trip to spend the day at the lake because you live near one? It’s a dream that is easily attainable with lake communities.
Why Lake Living?
Offering both the tranquility and the adventure of being by the water, it’s easy to see the appeal of lakeside living. It’s the perfect destination for those seeking access to year-round water activities, acres of natural beauty brimming with wildlife, and a tight-knit community where neighbors instantly become friends.
Finding the Best Lake Community
Truth be told, there are plenty of great lake destinations all over the country. It’s up to you to decide which one is perfect for your plans. But before you run off to the nearest lake, pause and consider exactly where it is you want your new lake life to be. Think about your needs and priorities. Do you want to be near the city, or do you envision a more remote setting? Do you see yourself nestled in the mountains with access to a lake? Or in a lakefront retirement community at a lower altitude? These questions can help you narrow down your ideal location and guide you to the best lakes to live on.
If you’re a sun-seeker, lake communities in the south would be ideal for you. Obvious hot spots like Florida already draw people in with sunshine and warm temperatures year-round, and their impeccably designed lake communities make the Sunshine State even more desirable for retirement or relocation. Other southern states like North Carolina, South Carolina, and Georgia offer up idyllic lake settings, some mixed with the serenity and remoteness of the mountains. Tennessee and Arkansas can also be deemed as some of the best places to retire on the lake. Looking for something further west? Venture to Washington, Colorado, or California. Wherever you land, boating, fishing, swimming, and other outdoor activities will always be waiting right outside your front door.
Venture Out
With so many options around the country, finding a lake community can be overwhelming. But if you can pinpoint your major must-haves, compiling a list of potential lake destinations will be easy. Aside from lakeside activities, consider other amenities you may want. Avid golfers may want their lake community to also be a golf community, with an award-winning course amid gorgeous views. Other amenities may include tax-friendliness, proximity to cities for dining, shopping, and entertainment. Or you may be searching for a 55+ community with lakeside benefits.
Research and Explore Lake Communities Around The U.S.
Search Filters:
Click to explore the following lake communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.
Retire Tennessee Program Communities
Whether you’re ready for full-time retirement or want to relocate to a better place, Tennessee is a state that deserves your attention.
Consider these facts before deciding on another location: Tennessee collects no state tax on income or other retirement-plan benefits and no sales tax on prescription drugs. Property taxes in Tennessee are very reasonable, especially with available exemptions for retirees and age 65+ residents, resulting in the second-lowest overall state and local tax burden per capita in the nation. And Tennessee offers the eighth-lowest cost of living in the U.S.—more than 10% below the national average.
The Retire Tennessee program is a state government initiative designed to spread the word about all of the great reasons for retiring or relocating to the Volunteer State. From the Great Smoky Mountains in the east to the banks of the Mississippi River in the west, a total of 19 urban and rural counties in the program highlight the unique natural attractions and cultural amenities that each has to offer.
Tennessee has more than 60 state and national parks with some of America’s finest freshwater fishing lakes and hiking destinations that range from the 210-mile Cumberland Trail to Chattanooga’s 16-mile Riverwalk. The delightful four-season climate means that you can enjoy a round of golf or a kayak excursion any week of the year. And the world-famous Tennessee music scene includes Beale Street blues in Memphis, the Grand Ole Opry in Nashville, and bluegrass festivals in charming mountain towns like Kingsport and Cookeville.
Request more information below and let the Retire Tennessee program introduce you to the next great adventure in your life.
Rarity Bay
The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region.
At Rarity Bay on Tellico Lake, you’ll find a variety of real estate options, including homes, rentals, condos, and sites ready for development. The turnkey single-family homes are large, with sweeping views and plenty of space to spread out when guests inevitably come to visit. Pools, courtyards, patios and firepits make the outdoors an extension of your space. For those that make boating an everyday element of life, there are plenty of waterfront lots waiting for your custom-built dream home.
Water skiing, recreational boating, fishing and kayaking are all popular pastimes on Tellico Lake, and Rarity Bay offers over 10 miles of shoreline and a number of community docks for easy access. Golfers will delight in the par-72, 18-hole golf course, designed by DJ DeVictor and Peter Langham. The professionally maintained stables make it easy for equestrians to board their horses and offers lessons for the casual rider looking to take advantage of the 125 miles of riding (and hiking) trails.
Renovated in 2020, the 11,000 square foot Country Club is a social hub with a bistro and full-service bar. Just outside, you’ll find lighted tennis courts, pickleball facilities, and a swimming pool.
Tennessee’s low cost of living, 0.64% effective property tax, and lack of tax on salaries as well as income made on dividends are added bonuses to life in the Volunteer State. The real draw is what’s beyond your front door. So come to Rarity Bay and make the majestic Smoky Mountains and clear waters of Tellico Lake the backdrop for your vacation getaway, second residence or forever home.
Request more information about Rarity Bay.
Hampton Hall Club
Imagine for a minute you’re visiting the private club community of Hampton Hall in Bluffton, SC. You’ve gotten over the awe of the dramatic and picturesque Lowcountry landscape, and you’re starting to take in your surroundings. The first thing you’re probably going to hear is laughter. Depending on where you’re standing, it could be coming from the lakeside resort pool, or the Pete Dye golf course, or maybe one of the various dining venues. For while everything here is beautiful to look at and expertly maintained and cared for, the key component is fun and enjoyment.
We thought you should be prepared for that because, sure enough, the tennis pro will coax you on to the courts, or the threesome about to tee off will enlist you into completing their group. You see, the minute you pass through the gates at Hampton Hall, something changes. You are at once connected with this club and community. A place you may have never known existed, right up until the moment you fall in love with it.
We invite you inside the gates to tour Hampton Hall. Come see if you feel a connection with this Lowcountry private club community. Come see if Hampton Hall feels like home.
Cumberland Harbour
Located on a peninsula bounded by rivers and ocean we are Georgia’s Premier Coastal Community directly across from Cumberland Island National Seashore! Enjoy world-class amenities with pools, tennis, fitness center, parks and community docks. All protected by manned/gated 24/7 security for peace of mind. Located at the Southeastern-most point of Georgia we enjoy the mildest climate in the state. The metro area of Jacksonville, FL offers the finest in shopping, cultural activities, sporting events and health care that includes the Mayo Clinic. Jacksonville International Airport is 30 minutes from our frontgate.
The architecture in Cumberland Harbour is classic Low-Country Southern vernacular with wide porches, metal roofs, shiplap and vintage heart pine floors. Work with the region’s finest builders to create that one of a kind Dream Home. Choose from home sites with a wide variety of locations and price points. Our waterfront sites offer true deepwater access with the ability to put in your own private dock. Marshfront sites offer endless vistas and sunsets over the salt marshes. Our nature sites offer a live oak canopy perfect for relaxation on those Summer days. Play, Relax, Explore… Life lived better, Cumberland Harbour.
Flowers Plantation
Located just minutes from Raleigh yet tucked away from the hustle of the city, Flowers Plantation continues to thrive as Johnston County’s premier master-planned community. Bordered by US Hwy 42, Buffalo Road, and the Neuse River in Clayton, this award-winning development was the first of its kind in the region and earned back-to-back honors as North Carolina’s Community of the Year by the North Carolina Home Builders Association in 2013 and 2014.
Today, Flowers Plantation is home to more than 40 unique neighborhoods, two on-site elementary schools, and a private Thales Academy, along with over 10 miles of scenic walking trails and 50 acres of peaceful lakes. The community blends residential charm with everyday convenience thanks to two commercial districts: Flowers Crossroads, featuring a Harris Teeter, medical offices, dining, and boutique retail; and Flowers Marketplace, the newest retail hub anchored by Publix.
The community also offers luxury apartment living, townhomes, and newly built single-family homesites, providing flexible options for residents at every stage of life. With homes available for immediate move-in or purchase, there’s something for everyone. At full buildout, Flowers Plantation will include nearly 7,800 homes, with pricing ranging from the mid-$200s to over $700K.
Residents enjoy a vibrant lifestyle enriched by exceptional amenities. The clubhouse, fitness center, and resort-style pool—operated by the East Triangle YMCA—serve as a central hub for recreation, wellness, and community programs, right within the neighborhood.
Exciting new growth is on the horizon with the addition of The Waterfront District, a dynamic mixed-use area that will offer walkable access to dining, retail, recreation, and potential future residential opportunities—all centered around a scenic waterfront setting.
“You don’t need a car here. The streets are all golf-cart friendly,” says Reid Stephenson, Flowers Plantation’s Chief Executive. “You can get your kids to school, come home from work, enjoy our parks and recreation, and make convenient runs to the grocery store—all without ever leaving the community.”
Whether you’re raising a family, enjoying retirement, or somewhere in between, Flowers Plantation offers a connected, comfortable lifestyle with something for everyone to call home.
Clarendon County SC
Clarendon County is the hidden gem of the Palmetto State! Ripe with nature and full of possibilities, you’re sure to fall in love with our area. Home to Lake Marion, the largest lake in South Carolina, we are an outdoor enthusiast’s dream destination. Fishing, boating, hunting and golf are just a few favorite pastimes found in our county. We are centrally located, just a quick drive to Columbia, the state capital, historic Charleston and pristine beaches from the Lowcountry to the Grand Strand. Historic 301 makes its way through our county, and we are conveniently located on the I-95 corridor.
Our area is home to several active lifestyle communities that display the best parts of “Lake Life Living.” Examples include: Wyboo Plantation, a gated community home to the signature Player’s Course at Wyboo with your choice of houses along the course or on the shores of Lake Marion. Or, Hunter Quinn Homes’ Gregory Pointe, a new community with single-levels homes that bring a modern, Charleston design to the heart of South Carolina’s lowcountry. Please take time to explore our county and be prepared to be impressed with what you discover! Community Product and Pricing
Portugal – The Agency Real Estate
“We can find your Portugal home throughout the entire country from Porto to Lisbon to the Algarve!”
Discover Portugal – A Premier Destination for Living & Investment
Portugal stands out as an attractive destination for those looking to live, invest, or expand their portfolio of properties and experiences. With its high quality of life, pleasant climate, thriving economy, and balanced lifestyle, the country was named Europe’s Leading Destination 2023 by the World Travel Awards.
Exceptional Quality of Life
Ranked as the 3rd safest country globally, Portugal offers a peaceful environment, excellent infrastructure, and a lower cost of living compared to other European capitals. It boasts top-tier healthcare, leading educational institutions, and a vibrant, family-friendly atmosphere.
Connectivity & Infrastructure
Portugal is well-connected, featuring efficient metro systems, modern highways, and high-speed internet that surpasses European averages. Strategically located, it is just hours away from major European cities, making it ideal for tourism, investors, and global professionals. Additionally, 70% of the population speaks English, ranking sixth among non-native English-speaking countries worldwide.
A Thriving Real Estate Market
Portugal’s property sector has appreciated by 70% since 2010. Investors benefit from a stable market, competitive prices, and attractive financing options, whether acquiring a luxury residence, vacation home, or investment property.
Gastronomy
Portugal’s culinary scene is one of its treasures, known for fresh, authentic, and diverse dishes. Its cuisine blends Mediterranean, oceanic, mountain, and international influences, creating a unique gastronomic experience.
Healthcare
Portugal’s National Health Service (SNS) is ranked among the world’s best, providing high-quality healthcare to the entire population.
Southern Harmony
Now Open and new to the Nashville area, Del Webb Southern Harmony
Imagine thriving in the breathtaking countryside of middle Tennessee surrounded by rolling hills while soaking in the fresh air and warm sunshine. Now imagine discovering everyday conveniences minutes away, a lively social calendar, diverse clubs and interest groups, plus world-class amenities just steps away from home. All of this will be waiting for you at Southern Harmony, Tennessee’s premier active adult community.
Southern Harmony in Murfreesboro, TN offers an abundance of social and recreational activities, a mild four-season climate, and a collection of innovative, flexible floor plans coupled with Tennessee’s low cost of living. A private community clubhouse and resort-style outdoor amenities are relished by residents who enjoy an active lifestyle. But the best reason to make Southern Springs home is the home itself. Our thoughtfully designed, well-crafted homes offer purposeful design options for easier living.
At the heart of this dynamic, master-planned community is a 21,000+ Sq. Ft. Residents Clubhouse including a state-of-the-art fitness center, hobby and meeting rooms, large event room, indoor and outdoor pools, sport courts, arboretum, Veterans Park, event lawn and open-air performance pavilion. From games, to cooking class, to line dancing, and parties, there is something for everyone.
Southern Harmony is located minutes from the big city of Nashville and the beautiful Tennessee countryside with hiking, fishing, golfing, wineries and so much more to explore. Living just south of Nashville, you will be able to enjoy the Frist Museum, Grand Ole Opry, Cheekwood Botanical Garden, a concert at Bridgestone Arena, or cheer on the Tennessee Titans. Nashville International Airport is just twenty-nine miles from home. Experience exceptional healthcare close to home at Ascension Saint Thomas, Williamson Medical Center, and Alvin C. York VA Medical Center.
At Southern Harmony you will find well-crafted, new ranch homes in a low-maintenance setting. Choose from ten innovative floor plans with flexible indoor and outdoor entertaining space for hosting family dinners and neighborhood get-togethers. You can expect luxury features such as zero-entry showers, point-of-use storage, widened hallways, and open flowing spaces in every plan.
Join the VIP Interest List to gain advanced access to community announcements, building progress emails, information sessions, and events.
Wellen Park
Imagine more fun times at Wellen Park. From boutique shops to live music, all-day eateries to stunning sunsets, there are hundreds of ways to brighten your days. With beautiful residences and awesome amenities – not to mention amazing residents – each neighborhood is crafted so that the well life reigns supreme. Wellen Park is a vibrant community where everyday fun flourishes and the spirit of wellness thrives. That’s why living at Wellen Park truly feels like your best day ever, every day.
We invite you to stop by the Wellen Park Welcome Center to learn more about the community. One of our brand ambassadors will meet with you to answer questions and guide you through interactive touchscreen kiosks that display neighborhood amenities, home plans, Downtown Wellen shopping and dining, and regional attractions.
Amblebrook at Gettysburg
Amblebrook at Gettysburg is an amenity-filled master-planned community for 55+ active adults that embraces the rich history and abundance of its beautiful Southern Pennsylvania setting. Built from the ground up to foster more everyday joy, Amblebrook is designed to nurture deeper connections to friends, family and the great outdoors. The stunning Rock Creek Clubhouse and Fitness Center serve up near endless opportunities to explore untapped interests and well-honed skills. And a vast array of social clubs and activities mean the sky is the limit when it comes to pursuing passions and personal exploration. Award-winning homebuilders Caruso Homes, DRB-Elevate Homes, DR Horton, Ward Homes and Lennar offer a wide variety of two- and three-bedroom layouts to suit your lifestyle, starting from the mid $300,000’s
Cresswind at Lake Harris
Cresswind at Lake Harris by Kolter Homes is a resort-style, 55+ community in Tavares, Florida, also known as “America’s Seaplane City”. This Central Florida new-home community offers convenient access to the Florida Harris Chain of Lakes, by boat and land. Nearby, residents have short drives to Downtown Tavares and Mount Dora, plus just 45 minutes to Orlando. New homes are designed for active adults featuring a collection of flexible floorplans with hundreds of design and structural personalization options.
Cresswind at Lake Harris is the only new 55+ community on the Harris Chain of Lakes and gives residents access to a variety of water activities and recreational opportunities. The future resident-exclusive clubhouse will feature a state-of-the-art Cresswind SmartFIT Training Center equipped with EGYM technology, art studio, event area and several indoor and outdoor gathering spots. Additional amenities include an outdoor pool with sundeck, tennis and pickleball courts, walking trails, dog park and community garden.
Homebuyers can choose from various floorplans designed for optimal flexibility to create a home Built Around You. Cresswind at Lake Harris features three collections of 13 floorplans, ranging from 2- to 5 Bedrooms. Kolter Homes offers a minimum of 25 structural options per plan, so you can have the ability to add bedrooms, expand garages, fitness or study spaces and more. Plus, choose from hundreds of design personalization opportunities.
KOLTERHOMES created the Go Guide to Active Adult Living and Homebuying to help put buyers in control of the homebuying experience. After gathering suggestions from homebuyers, and with guidance from industry experts, KOLTERHOMES developed this comprehensive online guide with the best active adult locations, insider tips, insights, and driving tours. View the FREE guide at www.cresswind.com
Riverlights
Nestled along the Cape Fear River in the coastal town of Wilmington, NC, Riverlights is a vibrant, master-planned community full of small-town charm. The perfect location makes all the difference – along the Cape Fear River and just five miles from historic Wilmington, rated the most charming beach town on the East Coast with award-winning restaurants and shops. When you live in Riverlights, your days radiate with the positive energy that happens when you live on the water in the Carolina sunshine.
There are plenty of opportunities to walk, run, or ride bikes along miles of trails, kayak in the 38-acre freshwater lake, or roam free in any one of the community’s many parks. Whether enjoying a riverfront walk along the boardwalk and dock, gathering with neighbors for an oyster roast, or watching the sunset on the waterfront, exploration happens here daily. Our Lakehouse clubhouse includes a zero-entry pool with lap lanes, a fitness center, and indoor and outdoor gathering spaces, including a firepit overlooking the lake. Coming soon in 2026, our brand-new Riverhouse clubhouse will feature another pool and fitness center, plus gathering spaces with a scenic backdrop.
Riverlights has home options suited to any stage of life – from new families to active adults easing into retirement – from nine quality homebuilders. The coastal North Carolina community offers 10+ beautifully decorated model homes open daily for walk-ins allowing home shoppers to get a feel for the lifestyle that awaits in Riverlights.
Babcock Ranch
All towns aren’t created equal. In fact, most towns aren’t created at all. They just happen. The decade of careful planning that preceded the first turn of a shovel at Babcock Ranch is just one of the countless ways Babcock Ranch sets itself apart. With a seamless melding of modern technology and timeless hometown charm – all nestled within expansive natural spaces – America’s first solar-powered town provides a whole new way of life.
Arden
With a Palm Beach County location and a unique collection of lifestyle extras, retirees and families are finding a premier Florida residential destination at Arden.
Arden’s lakeside clubhouse is home to a state-of-the-art fitness center, meeting spaces for community clubs, a tea and coffee bar, and a multi-tier pool complex with fountains and a splash pad. Nearby is the community dock with ramps for launching kayaks, canoes, and electric-powered fishing boats. Tennis and pickleball courts, playing fields, an event lawn, and 20+ miles of walking and biking trails are among the outdoor recreation offerings. But Arden’s signature amenity is its unique “Agrihood,” a five-acre community garden for growing organic fruits and vegetables, plus a big red barn for community events and family gatherings.
Arden features customizable single-family homes and villas by leading Florida builders like GL Homes, Lennar, and Ryan Homes. All of the Arden neighborhoods have been planned to make a natural connection to healthy living, with contoured green spaces to enhance privacy and a wildlife refuge directly across the boulevard.
Just outside Arden’s gates are convenient grocery markets, retail stores, and restaurants. Resort golf courses and white-sand Atlantic beaches are also nearby, along with all of the first-class medical centers, schools, and cultural amenities that you’d expect in the heart of Palm Beach County.
Request more information about Arden and discover why this one-of-a-kind Florida community may be the perfect fit for your Sunshine State lifestyle.
Tellico Village
Tellico Village is Eastern Tennessee’s premier active-adult community for retirees and remote workers of any age who want to enjoy the region’s finest collection of resort-style amenities.
Set on 4,800 acres around Tellico Lake in the Great Smoky Mountain foothills, Tellico Village is an outdoor recreation paradise. Three lakeside golf courses host a year-round schedule of league events, plus pro and amateur championships. The Tellico Village Yacht Club, one of three community marinas, offers complete boating services and lakefront dining. Fitness facilities, indoor and outdoor pools, tennis/pickleball courts, and 50+ miles of local hiking trails give residents a choice of healthy activities every day of the week. The 200+ Tellico Village social clubs and volunteer organizations make it easy for neighbors to become friends. At the same time, the on-site Summit Medical Center offers convenient primary care and physical-therapy services.
More than 2,300 buildable lots and waterfront homesites are available at Tellico Village. An impressive roster of 15 local builders offers a fantastic variety of floor plans with customizable options to create the new home of your dreams. There are also a number of existing homes on the market at any given time, plus rentals available for a week to a year while you check out all of the choices.
Located just 31 miles from Knoxville, Tellico Village residents are just a short drive away from the region’s finest night-life venues, cultural events, shopping centers, and top-rated health care facilities.
Request more information below, and you’ll be on your way to enjoying the good life at Tellico Village.
Fairfield Glade & Fairfield North
Fairfield Glade is perched high atop the Cumberland Plateau, and offers serene mountain beauty as it sits on the highest point between the Rocky and Smoky Mountains. One of the favorite features of this area is the moderate year round temperatures. The pleasant summer days and the cool summer nights can be attributed to the Cumberland Plateau’s 2,000-foot-elevation, allowing for more comfortable temperatures and much lower humidity than most areas of the south.
What to do with all the fabulous weather and beautiful scenery? Golfing, boating, fishing, hiking, walking, swimming, tennis/pickleball-the list of fun activities available is simply endless! Plus, an outdoor amphitheater and biergarten just opened to host live music, movies, food and community events – it’s a great gathering place for neighbors to come together.
The community offers multiple subdivisions with a wide range of home sizes, price ranges, and views that include mountain, lake, golf and protected woodlands. Another attribute is the incredible cost of living in Fairfield Glade – no state income tax on wages, very reasonable home prices, and extremely low property taxes and club dues.
Fairfield Glade is just 6 miles from the city limits of Crossville, a small town, but bustling with activities. Crossville’s central location on Interstate 40 has made it a hub for many outlying areas and has given rise to a booming retail environment, offering shopping, dining and entertainment choices. The community is also located right off I-40, less than an hour from Knoxville, and an hour and a half from either Nashville or Chattanooga.
Testimonial
“The biggest deciding factor for choosing Fairfield Glade was the people, both in the Glade and in the town. When we came to visit the first time, we had no appointment and no agenda – we just popped in and wandered around. Folks stopped us everywhere we went – Food City, the Wellness Center, Villa Pizza – and just chatted. No one was in a hurry, everyone was interested in our story, everyone had some tidbit to share. The same thing happened on our second visit, and then on every visit we made once construction started. We felt like we had become part of the community before we were actually part of the community.” Michelle and James Bayless
Fairfield Glade has 11 lakes and two marinas.
Plan your visit to a lakefront community
Finding the perfect place to call home has never been more important, and we’re here to help. Take a look at the lake communities below and note the ones that stand out to you. Once you’ve chosen a few, make plans to book a discovery tour to take a closer look at those areas. It’s the best way to really know if a community is the perfect fit for you. After that, your only other step is to soak up the luxury of living by the lake.