Best Places to Retire in Texas

Best Places to Retire in Texas

Texas, with its diverse landscapes, rich culture, and welcoming communities, is an ideal destination for retirees. From bustling cities and quaint small towns to scenic countryside and coastal retreats, Texas offers something for everyone. Discover the best places to retire in Texas and find your perfect retirement haven.

Why Retire in Texas?

Retiring in Texas comes with numerous benefits that make it an attractive option for many retirees.

Low Cost of Living:

Texas boasts a lower cost of living compared to many other states, allowing your retirement savings to go further.

No State Income Tax:

Texas does not have a state income tax, which means your retirement income, including Social Security benefits, pension income, and retirement account income, is not taxed.

Mild Winters:

While summers can be hot, Texas enjoys mild winters, making it an excellent choice for those looking to escape harsh winter weather.

Diverse Activities:

Whether you love outdoor adventures, cultural experiences, or vibrant nightlife, Texas has it all. From hiking and fishing to museums and live music, there’s something for everyone.

Top Cities to Retire in Texas

Austin

Austin, the state capital, is known for its vibrant music scene, cultural festivals, and outdoor recreational opportunities. It offers a lively atmosphere with a mix of urban amenities and natural beauty.

Highlights:

  • Thriving music and arts scene
  • Beautiful parks and outdoor spaces
  • High-quality healthcare facilities
  • Diverse dining and entertainment options

San Antonio

San Antonio is rich in history and culture, featuring iconic landmarks like the Alamo and the scenic River Walk. It offers a blend of historic charm and modern amenities.

Highlights:

  • Historic sites and cultural attractions
  • Scenic River Walk with shopping and dining
  • Affordable cost of living
  • Warm climate and mild winters

Houston

Houston is a bustling metropolis with a diverse population and a strong economy. It offers world-class healthcare, numerous cultural institutions, and a variety of recreational activities.

Highlights:

  • Excellent healthcare facilities
  • Diverse cultural and culinary scene
  • Numerous parks and green spaces
  • Proximity to the Gulf Coast

Dallas-Fort Worth

The Dallas-Fort Worth metroplex is known for its vibrant arts scene, shopping, and dining. It offers a mix of urban living and suburban tranquility, with plenty of amenities for retirees.

Highlights:

  • World-class museums and theaters
  • Major sports teams and events
  • Variety of dining and shopping options
  • High-quality healthcare services

Best Small Towns to Retire in Texas

Fredericksburg

Nestled in the heart of Texas Hill Country, Fredericksburg is known for its charming downtown, wineries, and German heritage. It offers a peaceful, small-town atmosphere with plenty of activities.

Highlights:

  • Quaint shops and restaurants
  • Beautiful vineyards and wineries
  • Scenic Hill Country landscapes
  • Friendly and welcoming community

Georgetown

Georgetown, located north of Austin, is renowned for its historic town square and friendly community. It offers a mix of small-town charm and modern amenities.

Highlights:

  • Historic downtown with unique shops and dining
  • Abundant parks and outdoor activities
  • Active cultural scene with local festivals
  • Close proximity to Austin

Best Places to Retire in Texas Near Water

Corpus Christi

Corpus Christi, located on the Gulf Coast, offers beautiful beaches, a warm climate, and a relaxed coastal lifestyle. It’s ideal for those who love water activities and coastal living.

Highlights:

  • Miles of sandy beaches
  • Excellent fishing and boating opportunities
  • Warm and sunny climate
  • Vibrant local culture and cuisine

Galveston

Galveston is a historic coastal city with beautiful beaches, Victorian architecture, and a rich cultural scene. It provides a laid-back, island-style living experience.

Highlights:

  • Charming historic district
  • Scenic beaches and waterfront activities
  • Rich cultural and artistic heritage
  • Proximity to Houston

FAQs about Retiring in Texas

Find Your Ideal Retirement Community in Texas

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Esplanade at St Marys

St Marys, GA
Starting in the upper $300's

Looking for your dream home near the Georgia coast? Esplanade at St. Marys is where it all begins. Nestled in one of the most desirable regions in the Southeast and set to open in 2026, this resort-style golf community offers everything you’ve ever wanted—golf, spa, culinary experiences, water access, and more.
Homes will range from the $400s to over $1M, but with demand already building, now is the time to act. Contact Atlantic Salt Realty today to secure your spot on the interest list and be among the first to receive VIP updates, floor plans, and pricing. This is a rare opportunity—don’t let it pass you by!
Esplanade at St. Marys will feature a stunning 18-hole championship golf course designed by C.W. Golf Architecture—blending coastal beauty with thoughtful course design. Whether you’re a seasoned golfer or new to the game, this course will challenge and delight. A full-service pro shoppe, aqua driving range, and convenient snack shack add to the resort-level experience.

This isn’t just a place to live—it’s a place to thrive. Esplanade is built around connection, wellness, and everyday joy. From high-end dining to luxurious spa days, the lifestyle here is truly unmatched.

Planned Amenities Include:

  • Resort-style pool & cabanas
  • Signature Culinary Center
  • Bahama Bar & Fire Pit Lounge
  • Wellness Center & Full-Service Spa
  • Tennis, Pickleball, & Bocce Courts
  • Miles of Walking Trails
  • Kayak Launch on the St. Marys RiverBark Park for furry friends
  • Clubhouse, fitness center, & more!

With a dedicated lifestyle director, residents can expect curated events, culinary classes, wine tastings, fitness programs, concerts, and unforgettable social gatherings all year long.

Located in St. Marys, Georgia, just minutes from I-95, Esplanade offers quick access to Jacksonville, FL, Brunswick, and the Golden Isles including Jekyll Island and St. Simons Island. Enjoy big-city conveniences—world-class healthcare, airports, professional sports, and dining—without giving up the charm and serenity of small-town coastal living.

Esplanade at St. Marys is unlike anything else on the Georgia coast. It combines the tranquility of nature with the luxury of resort living and the connection of community. But with high demand and limited availability, this opportunity won’t last long.

Contact Atlantic Salt Realty today to learn more about this exceptional new community.

Read more about Esplanade at St Marys

Kissing Tree

San Marcos, TX
Upper $300s

Find yourself at Kissing Tree. 

Perfectly placed in the Texas Hill Country halfway between Austin and San Antonio, Kissing Tree is a master-planned resort community by Brookfield Residential. Designed specifically for those 55 and better, Kissing Tree offers 1,300 acres of views, brews, and barbecues. Here, hundred-year-old live oak trees welcome you home, and friendly neighbors provide a genuine sense of community and connection.

When you live at Kissing Tree, every day is what you make it. Start the day enjoying the views from a workout class at the two-story Fitness Center, followed by coffee with friends at Independence Hall. Or play a leisurely round of golf on the 18-hole semi-private course designed by Gary Stephenson before having lunch at Tarbox & Brown, the onsite restaurant. Relax by the resort-style pool or swim some laps at the indoor Junior Olympic lap pool. Explore your creative passions in the Art Studio, or take on new neighbors in a friendly game of pickleball or bocce. Dance beneath the stars to live music at the Biergarten. You can be as active — or as relaxed — as you choose to be.

Here at Kissing Tree, you’ll find gorgeous homes designed for the ways you live and entertain by Brookfield Residential and David Weekley homes, priced from the $300s to $1 million plus. Whether you prefer to live large or downsize, there are floor plans to fit your style, structured in thoughtful neighborhood enclaves that encourage camaraderie. Choose from an inviting variety of architectural elevations, design options, and interior finishes that allow you to build a home that reflects your individual tastes. Or get in on the good times faster by choosing a professionally designed home that’s all ready to move in.

As a bustling college town with ample options for live music, restaurants, and festivals, San Marcos is the perfect backdrop for your next adventure (and the Mermaid Capital of Texas). Named one of Forbes’ “25 Best Places to Retire” three years in a row, San Marcos is a historic small town with big city conveniences. There are cool rivers to float and fish, clear lakes for boating, miles of trails, amazing scenery and wildlife, and winding backcountry roads for exploring on two wheels or four.

Ready to write your next chapter? Come for a visit and see how exciting life can be at Kissing Tree.

Read more about Kissing Tree

Buenaventura

Riviera Pacífica, Panama
Lots starting at USD $242,550 - Homes starting at USD $970,000 - Condos starting at USD $360,000

Buenaventura represents the gold standard for luxury living in Panama, making it an unrivaled destination for both discerning retirees and strategic real estate investors. Located on the stunning Riviera Pacífica, this master-planned community offers a unique blend of coastal elegance, world-class amenities, and a secure, serene environment that caters perfectly to those looking for a high-quality lifestyle or a robust asset.

A Paradise for Retirement

For those planning their retirement, Buenaventura provides a seamless transition into a life of comfort and leisure. The community is designed to be self-sufficient, offering residents everything they need within reach. The architectural essence of the projects, focuses on integrating modern luxury with the natural beauty of the Pacific coast.

In every corner of our charming beach and golf community, an essence of purity shines through. Premier amenities include a state-of-the-art sports center, a prestigious championship golf course designed by Nicklaus Design, with a second golf course by Robert Trent Jones Jr. currently under development, and a range of relaxing beach clubs for the entire family to enjoy. Cozy, elegant, and designed for comfort, Buenaventura is an invitation to experience refined coastal living from the heart.

World Class Amenities:

  • El Faro, Dunas and Puntarena Beach Club
  • Buenaventura Conservation Center
  • Marina
  • Golf Club
  • Sports Club
  • Las Cuadras Equestrian Club
  • Spa
  • Restaurants
  • 24/7 Medical Attention
  • International School

Read more about Buenaventura

Davis Reserve at Citrus Hills

Lecanto, FL
Homes from the $400K

Davis Reserve at Citrus Hills — Florida Living, Elevated
Tucked within the heart of Florida’s Nature Coast, Davis Reserve is a new boutique 55+ community by the Villages of Citrus Hills, where natural beauty meets modern design and connection comes effortlessly. Thoughtfully planned for those seeking both refinement and relaxation, Davis Reserve invites you to experience life that’s elevated, easy, and inspired.

A Boutique Neighborhood with Character
Davis Reserve was created with an intimate sense of place. Every detail—from the tree-lined streets to the open, light-filled homes—encourages connection, wellness, and comfort. Elegant single-family homes feature modern layouts, stylish finishes, and inviting outdoor living areas that blur the line between home and nature. It’s a setting designed for morning coffee, sunset gatherings, and effortless Florida living.

The Heart of Citrus County
Davis Reserve sits in the very center of Citrus County, just nine miles from the Gulf Coast and minutes from Crystal River and Inverness. Here, small-town charm meets everyday convenience. Explore waterfront restaurants, local shops, and scenic trails—or take a short drive to Tampa, Ocala, or Orlando for big-city access with a Nature Coast pace.

Surrounded by Outdoor Beauty
Citrus County is known for its unspoiled landscapes and endless recreation. Residents can kayak in the springs near Crystal River, bike the Withlacoochee State Trail, or fish the Tsala Apopka Lake Chain in nearby Inverness. The Gulf’s calm waters invite boating, scalloping, or simply soaking in the sunshine—where every day feels like a getaway.

Resort-Style Amenities and Community Spirit
As part of the Villages of Citrus Hills, homeowners enjoy full access to world-class amenities: championship golf, a luxurious spa, state-of-the-art fitness facilities, tennis and pickleball courts, and vibrant social clubs. Whether you’re unwinding by the pool, joining a wellness class, or meeting friends for dinner, Davis Reserve offers a lifestyle centered on connection and well-being.

A Place Where Life Opens Up
At Davis Reserve, you’ll find more than a home—you’ll discover a community that celebrates neighbors, and new beginnings. Here, life moves at the perfect pace: bright, friendly, and full of possibility.

Read more about Davis Reserve at Citrus Hills

Aria at Silverstone

Scottsdale, AZ
Homes from the $900s

Welcome to Aria at Silverstone, a gated community of new-construction homes in Scottsdale, AZ.

Choose from three luxurious, 2-story townhome floorplans of up to 2,637 sq. ft., 4 beds, 3.5 baths, and 2-car garages. Create a beautiful interior with Looks palettes assembled to evoke a specific atmosphere from three options: Loft, Farmhouse, or Classic.

Amenities include a dog park, shaded area, heated pool, and pool restrooms. Commute easily to shopping, dining, and recreation with Loop 101, State Route 51, and Scottsdale Airport.

Indulge in a new townhome at Aria at Silverstone!

Read more about Aria at Silverstone

Harmony at Aurora

Bentonville, AR
Homes from $700K-$900K

Harmony at Aurora is a modern lock-and-leave neighborhood near Bentonville, AR, expertly crafted by Thrilled Home Builders and developed by Leadership Properties, the same team behind the highly regarded Scissortail gated community. Harmony is designed for those who want a low-maintenance lifestyle with everyday convenience and style.

Homes in Harmony feature thoughtfully designed floor plans, elevated finishes, and smart technology that make living both beautiful and easy. Highlights include solid-surface countertops with waterfall islands, GE Cafe smart appliances, linear fireplaces, spa-inspired bathrooms, oversized sliding glass doors, epoxy garage floors, Ecobee thermostats, and keyless entry. Interiors maximize natural light and openness, with custom lighting packages and flex spaces tailored for today’s lifestyles.

Beyond the front door, Harmony residents enjoy access to Aurora’s master-planned amenities: two pools, an open-air clubhouse, trails, picnic areas, playgrounds, a sports court for basketball and pickleball, and a fun dog park. Within Harmony itself, zero-maintenance yards, private patios, and community courtyards with pergolas, fire pits, and swings provide spaces to relax or connect with neighbors.

Harmony’s location near Bentonville means quick access to nationally ranked schools, major employers, Crystal Bridges Museum, the Walmart AMP, and the Razorback Greenway trail system. It’s a community designed for professionals, empty nesters, people looking to downsize, and travelers who want both sophistication and freedom.

At Harmony, homeowners experience Thrilled Home Builders’ refined design, superior craftsmanship, and elevated elegance—combined with the convenience of lock-and-leave living in one of Northwest Arkansas’s most desirable areas.

Read more about Harmony at Aurora

Mirabella

Paso Robles, CA
Mid $700's - Low $1 Millions

Mirabella: New Homes for Sale in Paso Robles, CA

Welcome to Mirabella, a master-planned community of new homes in Paso Robles, CA. Choose from six luxurious floorplans of up to 2,481 sq. ft., 4 beds, 2.5 baths, and 2-car garages. Select plans feature an Extra Suite+ for added space.

We offer Looks, a simple way to create a beautiful interior. Choose from four options – Elements, Loft, Farmhouse, or Classic – for unique palettes throughout your home.

Amenities include a walking trail, pool, and pickleball court. Commute easily with: US-101, SR-1, SR-46, SR-99, and Paso Robles Municipal Airport. Discover a new-construction home at Mirabella.

Read more about Mirabella

Terrapin

Leland, NC
New Homes From $300K

Terrapin is a one-of-a-kind new home community that captures the relaxed spirit of coastal Carolina living. Thoughtfully designed to blend nature, comfort, and connection, Terrapin offers a sense of place that feels both welcoming and refined. Winding streets, mature trees, and scenic open spaces encourage walkability and outdoor enjoyment, while pocket parks and trails create opportunities to slow down and savor the moment. Every home is crafted by a hand-selected team of local builders known for their quality craftsmanship, attention to detail, and commitment to lasting value. Their diverse floor plans and timeless architecture allow residents to personalize their space while enjoying the benefits of a cohesive community design. At Terrapin, resort-style amenities bring neighbors together, from peaceful walking paths to planned gathering spaces that make every day feel like a retreat. Located in Leland, North Carolina, just minutes from downtown Wilmington and the Cape Fear beaches, Terrapin offers the perfect balance of small-town charm and modern convenience. Here, life moves at your pace—rooted in authenticity, surrounded by natural beauty, and inspired by a true sense of belonging.

Read more about Terrapin

Delamar

Hampstead, NC
Homes/Homesite Pricing Available by Request on Website

Welcome to Delamar, Hampstead’s newest premier waterfront community, where timeless coastal charm meets modern resort-style living. Perfectly positioned between the quiet serenity of Hampstead and the vibrant energy of nearby Wilmington, Delamar is designed for those who dream of building not just a home, but a lifestyle. Here, every detail has been carefully planned to capture the essence of North Carolina’s coast—wide stretches of Intracoastal views, luxury amenities that feel like a year-round retreat, and a sense of community that invites you to slow down, savor the moment, and truly live where others vacation.

From the moment you arrive, Delamar makes an impression. A private gated entrance ensures peace of mind, while the community’s waterfront setting provides the perfect backdrop for adventure and relaxation alike. Delamar is uniquely designed for those who feel most at home by the water. Beyond the shoreline, thoughtfully planned amenities create the feeling of a resort right outside your front door. A luxury amenity center with a fitness facility, resort-style pool, and club house is at the heart of the neighborhood. Residents can also enjoy tennis and pickleball courts, outdoor fire pits and grilling stations, golf cart paths, and tranquil spaces designed to bring neighbors together and families closer.

Delamar is also defined by its unbeatable location. Just minutes from public beach access and surrounded by direct Intracoastal access, it offers the ultimate in coastal convenience. Local dining, shopping, and entertainment are close at hand, and Downtown Wilmington is only a 30-minute drive away, placing you near the region’s cultural hub while allowing you to retreat to the tranquility of Hampstead whenever you choose.

Now is your opportunity to be among the first to call Delamar home. Homesites will be released in phases, with the first round available exclusively to reservation holders. To learn more about how to secure your reservation, visit DelamarNC.com. Delamar proudly partners with Bluecrest Homes the community’s exclusive builder, known for their craftsmanship, attention to detail, and deep understanding of coastal living. From spacious family retreats to elegant coastal escapes, these homes are built to enhance the natural surroundings. You can browse available floorplans and learn more about the building process at DelamarNC.com.

Read more about Delamar

The Lawson of Knightdale

Knightdale, NC
Rental apartments, 1 and 2 bedroom floorplans

Welcome to The Lawson of Knightdale, where vibrant 62+ living meets comfort, convenience, and community. Our luxury senior apartments near Raleigh are thoughtfully designed for active adults seeking maintenance-free independence without sacrificing style or connection. You can skip the HOA fees and avoid restrictive meal plans, because here you have the freedom to live on your terms.

Choose from spacious, modern residences with in-unit laundry and full kitchens, perfect for home-cooked meals or easy nights out exploring the local dining scene.

At The Lawson, every detail supports your active lifestyle. Stay energized in our fully equipped fitness center, challenge neighbors on the pickleball court, or relax in peaceful courtyards and social lounges. From morning workouts to evening gatherings, our amenities foster wellness and meaningful connection.

Whether you are downsizing, relocating or simply ready for the next chapter, discover senior living in Knightdale near Raleigh, NC that balances independence with community. The Lawson at Knightdale is more than just an apartment; it’s a place to thrive. Tour today!

Read more about The Lawson of Knightdale

Robson Communities

Robson Communities

Arizona, Texas, and California
Robson Communities is a leading developer of luxury 55+ active adult communities in the United States. The company was founded in 1966 by Ed Robson, and it has since developed over 20 communities in Arizona, Texas, and California. Robson Communities' communities are known for their high-quality homes, world-class amenities, and active lifestyles. The company's mission is to "create exceptional places where people can live, grow, and thrive." The company is committed to giving back to the communities it serves, and it has donated millions of dollars to local charities.

Start Your Texas Retirement Journey with ideal-Living

Texas provides a wealth of options for retirees, from vibrant urban centers to peaceful small towns and coastal retreats. Whether you seek cultural experiences, outdoor adventures, or a low cost of living, Texas has something to offer. Discover the best places to retire in Texas with Ideal-Living and start planning your perfect retirement today.

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