Best Places to Retire in Texas

Best Places to Retire in Texas

Texas, with its diverse landscapes, rich culture, and welcoming communities, is an ideal destination for retirees. From bustling cities and quaint small towns to scenic countryside and coastal retreats, Texas offers something for everyone. Discover the best places to retire in Texas and find your perfect retirement haven.

Why Retire in Texas?

Retiring in Texas comes with numerous benefits that make it an attractive option for many retirees.

Low Cost of Living:

Texas boasts a lower cost of living compared to many other states, allowing your retirement savings to go further.

No State Income Tax:

Texas does not have a state income tax, which means your retirement income, including Social Security benefits, pension income, and retirement account income, is not taxed.

Mild Winters:

While summers can be hot, Texas enjoys mild winters, making it an excellent choice for those looking to escape harsh winter weather.

Diverse Activities:

Whether you love outdoor adventures, cultural experiences, or vibrant nightlife, Texas has it all. From hiking and fishing to museums and live music, there’s something for everyone.

Top Cities to Retire in Texas

Austin

Austin, the state capital, is known for its vibrant music scene, cultural festivals, and outdoor recreational opportunities. It offers a lively atmosphere with a mix of urban amenities and natural beauty.

Highlights:

  • Thriving music and arts scene
  • Beautiful parks and outdoor spaces
  • High-quality healthcare facilities
  • Diverse dining and entertainment options

San Antonio

San Antonio is rich in history and culture, featuring iconic landmarks like the Alamo and the scenic River Walk. It offers a blend of historic charm and modern amenities.

Highlights:

  • Historic sites and cultural attractions
  • Scenic River Walk with shopping and dining
  • Affordable cost of living
  • Warm climate and mild winters

Houston

Houston is a bustling metropolis with a diverse population and a strong economy. It offers world-class healthcare, numerous cultural institutions, and a variety of recreational activities.

Highlights:

  • Excellent healthcare facilities
  • Diverse cultural and culinary scene
  • Numerous parks and green spaces
  • Proximity to the Gulf Coast

Dallas-Fort Worth

The Dallas-Fort Worth metroplex is known for its vibrant arts scene, shopping, and dining. It offers a mix of urban living and suburban tranquility, with plenty of amenities for retirees.

Highlights:

  • World-class museums and theaters
  • Major sports teams and events
  • Variety of dining and shopping options
  • High-quality healthcare services

Best Small Towns to Retire in Texas

Fredericksburg

Nestled in the heart of Texas Hill Country, Fredericksburg is known for its charming downtown, wineries, and German heritage. It offers a peaceful, small-town atmosphere with plenty of activities.

Highlights:

  • Quaint shops and restaurants
  • Beautiful vineyards and wineries
  • Scenic Hill Country landscapes
  • Friendly and welcoming community

Georgetown

Georgetown, located north of Austin, is renowned for its historic town square and friendly community. It offers a mix of small-town charm and modern amenities.

Highlights:

  • Historic downtown with unique shops and dining
  • Abundant parks and outdoor activities
  • Active cultural scene with local festivals
  • Close proximity to Austin

Best Places to Retire in Texas Near Water

Corpus Christi

Corpus Christi, located on the Gulf Coast, offers beautiful beaches, a warm climate, and a relaxed coastal lifestyle. It’s ideal for those who love water activities and coastal living.

Highlights:

  • Miles of sandy beaches
  • Excellent fishing and boating opportunities
  • Warm and sunny climate
  • Vibrant local culture and cuisine

Galveston

Galveston is a historic coastal city with beautiful beaches, Victorian architecture, and a rich cultural scene. It provides a laid-back, island-style living experience.

Highlights:

  • Charming historic district
  • Scenic beaches and waterfront activities
  • Rich cultural and artistic heritage
  • Proximity to Houston

FAQs about Retiring in Texas

Find Your Ideal Retirement Community in Texas

FEATURED

Fawn Lake

Spotsylvania, VA
• Lots: $300,000 – $1.5 Million • Homes: $650,000 – $4 Million

Fawn Lake – Best Places to Live in Virginia

There are places to live in Virginia, and then there are the best places to live in Virginia. Fawn Lake is the latter. An idyllic lakeside living development nine miles west of historic Fredericksburg, VA, Fawn Lake spans 2,350 acres of lush, rolling hills. It features an Audubon Certified wildlife Sanctuary. And, Fawn Lake’s deepwater marina is available to all residents.

Best Lake Living Community in Virginia

In addition to the laid-back, nature-based lake lifestyle, Fawn Lake provides the security offered in a gated community. An Arnold Palmer designed golf course and a private country club are also perks. Fawn Lake is 288 acres deep with over seven miles of shoreline that runs alongside much of the course. Fawn Lake’s lush canopy of trees complement the distinctive homes and home sites within the gates. Lakefront retreats, golf cottages and wooded estate home sites alike add architectural diversity. There’s a uniqueness here that is unparalleled in surrounding Virgina communities. Fawn Lake’s proximity to culture and excitement found in large cities and small towns also adds substantial value.

More to Love at Fawn Lake

Boating, water-skiing, and fishing are among favorite pastimes in this ideal Virginia community. And, nature-lovers have found a piece of heaven here with more than ten miles of hiking and walking trails. Residents have been known to take a midsummer dip after a long hike at the lake beach. The community pool is also a great choice. Clubs, leagues and groups are abundant at Fawn Lake. So, if you’re the social type, you’re in luck. Additionally, schools, top area hospitals and shopping are all easily accessible. A fitness club is on site, and tennis, boating, kayaking, sailing, and a community clubhouse are available to all residents. Fawn Lake offers a wide variety of custom builders to suit your needs. Home prices range from the high $600s to $4 million.

It’s not hard to find the best fit at Fawn Lake.

Read more about Fawn Lake

Albemarle Plantation

Hertford, NC
Homes from the $400,000 & Homesites from $30,000

Albemarle Plantation

On North Carolina’s Inner Banks

 

In the private, gated sound front community of Albemarle Plantation, the waterfront lifestyle abounds. Set on the pristine waters of North Carolina’s sparkling Inner Banks, Albemarle Plantation is the perfect blend of nature, big water, resort amenities, and beautiful homes.

The community is known for its vast waters, 166-slip Private Marina, acclaimed golf, and nature-centric lifestyle. Walking and biking trails ribbon past nature sanctuaries and waterways. Raised boardwalks wind along, perfect for a stroll to the marina. On the waterfront, Marina Park with its great views and manicured lawn is the ideal gathering place for friends and is home to many a community event. The grand, waterfront Clubhouse offers indoor and outdoor dining with incredible water and fairway views. Near the marina, Dockside Café offers outdoor dining and is home to the Albemarle Wine Shop.

Residents also enjoy daily amenities like a fully outfitted fitness center, resort-style Junior Olympic-sized swimming pool, bocce courts, gathering and activity spaces and even community garden plots. Winding through the community is the award-winning Dan Maples-designed golf course. Widely acclaimed, it offers world-class play for golfers of all levels and provides breathtaking views. Here, you can enjoy every amenity you would expect from a private waterfront community—plus, all amenities are complete and owned debt free by the Property Owner’s Association.

With a focus on nature’s beauty, Albemarle Plantation is a scenic and welcoming place to build the home of your dreams, too. With a large selection of home plans and a trusted group of preferred builders, creating your retreat at Albemarle can be easy and exciting. Living here offers a perfect balance: residents are wonderfully tucked away from the hustle and bustle of metro areas yet have easy access to Tidewater Virginia and the Outer Banks of North Carolina. At Albemarle, you can savor the small-town waterfront charm of Edenton and Hertford, and quickly access big city luxuries with Virginia Beach and Norfolk only about an hour north.

Whether setting out by boat to explore the Sound and nearby small towns, kayaking, going fishing with friends on the protected waters of the Sound or in the Intracoastal Waterway, jet skiing, sailboat racing, or just watching the sun go down over the water…living at Albemarle Plantation is a soul-stirring experience.

Homes from the $400,000.

Homesites from $30,000

Read more about Albemarle Plantation

FEATURED

Callawassie Island

Callawassie Island, SC
Homes: $165K - $1.5M Lots: $10K - $300K

Callawassie Island, located in the heart of the Lowcountry, is a private, gated island community offering world-class Tom Fazio golf and a full complement of amenities including a tennis center, clubhouse, pools, fitness center, and River Club. Secluded from the noise and congestion of the highway, Callawassie lies miles from Hilton Head and is also convenient to Beaufort and Bluffton (15 minutes away); historic Savannah, GA (a 30-minute drive); and the Savannah/Hilton Head International Airport (40 minutes away). A half-mile causeway provides a relaxing, slow-paced approach to the island, where peace and quiet are as plentiful as vibrant activity.

The community hosts numerous social events, activities and clubs connecting members by their passions for nature, art and giving back locally. Members take full advantage of the island parks, historical sites and recreation areas for enjoying remarkable views of undisturbed nature. Island dwellers have access to four community docks providing leased slips, kayak launches and excellent opportunities for fishing, crabbing and shrimping. The River Club, overlooking the Colleton River, is a warm gathering center with a library and fireplace, family swimming pool, and offers seasonal dining.

For those seeking a golfing experience like no other, the 27-hole, Tom Fazio-designed championship golf course is truly spectacular. Voted one of South Carolina’s top 50 courses, Callawassie recently enhanced the design with a four-million-dollar renovation in 2014. This renovation resulted in a brand-new pro shop with three Class A PGA Golf Professionals. The courses meander intimately along the waterways and salt marshes in a way that environmental regulations have made difficult for newer courses; visual interest is natural not manmade.

Callawassie Island is the first South Carolina gated community to have been designated a “Community Wildlife Habitat” by the National Wildlife Federation. This coexistence brings a true community balance with nature. The island is covered with live oaks and palmettos, egrets and herons, and encompasses a thriving salt marsh ecosystem.

Today, Callawassie is one of only four South Carolina communities holding this distinguished designation. The homes and homesites, including waterfront property, are among the best values in the area.

Read more about Callawassie Island

Bay Creek

Cape Charles, VA
Homesites from the $100s

Located along the sparkling waters of the Chesapeake Bay, Bay Creek is a community where coastal living is defined by a deep appreciation of family, nature, and authentic shore experiences. Set upon 1,720 lush acres along the Chesapeake Bay, our community is a natural wonderland, enhanced with exceptional amenities and rich experiences. Distinctly designed homes and neighborhoods are set among hundreds of acres of lush nature preserves, waterways, and interconnected trails—the welcoming backdrop for your family’s next great adventure.

Bay Creek is the first golf resort in the country to feature Signature courses from two of the top names in golf: Arnold Palmer and Jack Nicklaus. Both of these award-winning courses enhance the natural beauty of the land, employing acres of dunes, mature trees, and well-protected greens to create a challenging course for all skill levels. And with holes on the Chesapeake Bay and along Old Plantation Creek, it’s no wonder The Wall Street Journal ranks them among the “Top 100 Residential Golf Courses in the United States.”

This is coastal living at its most satisfying. A lifetime of memories will begin the moment you make this place home. ‘Home’ at Bay Creek is both varied and distinct. Ten exceptional neighborhoods each with unique character, offer homesites of varying views and sizes, elegant single-family homes, colorful cottages, townhomes, and large, scenic estates. So no matter what your perfect fit is, it’s easy to find yourself completely at home at Bay Creek. The best way to discover this incredible lifestyle, the charm of Cape Charles, and the magic of living on Virginia’s Cape is to experience it for yourself. Contact us to schedule your own Personal Real Estate Discovery Visit with a three-day, two-night getaway to Bay Creek.

Read more about Bay Creek

Fairfield Glade | Tennessee Resort Communities | Best Golf TN

Fairfield Glade & Fairfield North

Fairfield Glade, TN
Homes, Townhomes: $300K - $900K Lots: $10K - $300K

Fairfield Glade is perched high atop the Cumberland Plateau, and offers serene mountain beauty as it sits on the highest point between the Rocky and Smoky Mountains. One of the favorite features of this area is the moderate year round temperatures. The pleasant summer days and the cool summer nights can be attributed to the Cumberland Plateau’s 2,000-foot-elevation, allowing for more comfortable temperatures and much lower humidity than most areas of the south.

What to do with all the fabulous weather and beautiful scenery? Golfing, boating, fishing, hiking, walking, swimming, tennis/pickleball-the list of fun activities available is simply endless! Plus, an outdoor amphitheater and biergarten just opened to host live music, movies, food and community events – it’s a great gathering place for neighbors to come together.

The community offers multiple subdivisions with a wide range of home sizes, price ranges, and views that include mountain, lake, golf and protected woodlands. Another attribute is the incredible cost of living in Fairfield Glade – no state income tax on wages, very reasonable home prices, and extremely low property taxes and club dues.

Fairfield Glade is just 6 miles from the city limits of Crossville, a small town, but bustling with activities. Crossville’s central location on Interstate 40 has made it a hub for many outlying areas and has given rise to a booming retail environment, offering shopping, dining and entertainment choices. The community is also located right off I-40, less than an hour from Knoxville, and an hour and a half from either Nashville or Chattanooga.

Testimonial
“The biggest deciding factor for choosing Fairfield Glade was the people, both in the Glade and in the town. When we came to visit the first time, we had no appointment and no agenda – we just popped in and wandered around. Folks stopped us everywhere we went – Food City, the Wellness Center, Villa Pizza – and just chatted. No one was in a hurry, everyone was interested in our story, everyone had some tidbit to share. The same thing happened on our second visit, and then on every visit we made once construction started. We felt like we had become part of the community before we were actually part of the community.” Michelle and James Bayless

Fairfield Glade has 11 lakes and two marinas.

Read more about Fairfield Glade & Fairfield North

Robson Communities

Robson Communities

Arizona, Texas, and California
Robson Communities is a leading developer of luxury 55+ active adult communities in the United States. The company was founded in 1966 by Ed Robson, and it has since developed over 20 communities in Arizona, Texas, and California. Robson Communities' communities are known for their high-quality homes, world-class amenities, and active lifestyles. The company's mission is to "create exceptional places where people can live, grow, and thrive." The company is committed to giving back to the communities it serves, and it has donated millions of dollars to local charities.

Start Your Texas Retirement Journey with ideal-Living

Texas provides a wealth of options for retirees, from vibrant urban centers to peaceful small towns and coastal retreats. Whether you seek cultural experiences, outdoor adventures, or a low cost of living, Texas has something to offer. Discover the best places to retire in Texas with Ideal-Living and start planning your perfect retirement today.

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