Best Lakefront Communities in Tennessee

Tennessee’s picturesque lakes provide the perfect backdrop for those seeking an active and peaceful retirement. Whether you’re looking to live near the clean waters of Tellico Lake or enjoy the scenic beauty of Watts Bar Lake, Tennessee offers a wide variety of lakefront communities ideal for retirees and those seeking a serene lifestyle. In this guide, we’ll explore some of the best lakefront communities in Tennessee, each offering unique amenities, stunning views, and proximity to outdoor activities.

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Why Choose a Lakefront Community in Tennessee?

Living in a lakefront community in Tennessee allows you to enjoy the perfect blend of tranquil water views and outdoor adventures. Tennessee's lakes are not only beautiful but offer a range of activities such as boating, fishing, hiking, and swimming. These communities are designed with retirees in mind, offering everything from low-maintenance homes to luxurious clubhouses and golf courses. Here’s why Tennessee lakefront living could be the perfect fit for you.

Breathtaking Lake Views and Outdoor Activities

Wake up every morning to stunning sunrises over the water and spend your days enjoying lakefront activities. Whether you enjoy kayaking, fishing, or hiking along scenic trails, Tennessee's lakefront communities offer endless outdoor fun.

Active Lifestyle Amenities

Many lakefront communities in Tennessee offer resort-style amenities, including golf courses, fitness centers, marinas, and community clubs. These features ensure that you can maintain an active lifestyle while forming meaningful connections with neighbors who share your interests.

Low Cost of Living and Tax-Friendly Retirement

Tennessee is known for its affordable cost of living and its status as a tax-friendly state for retirees. With no state income tax, Tennessee allows retirees to stretch their savings and enjoy more of what life has to offer. Plus, the state’s mild climate means you can take advantage of outdoor activities all year long.

Top Lakefront Communities in Tennessee

Explore these top lakefront communities, offering a range of amenities and stunning lake views.

Explore Fairfield Glade & Fairfield North

Fairfield Glade & Fairfield North

Fairfield Glade is a premier lakefront community nestled in the Cumberland Plateau. With 11 lakes to choose from, it offers endless opportunities for water activities. Fairfield Glade also boasts five championship golf courses and miles of hiking and biking trails.

Location: Crossville, TN
Amenities: 11 lakes, golf courses, marinas, tennis courts, hiking trails, and fitness centers.
Key Feature: Abundance of outdoor activities, including boating and fishing.

Explore Rarity Bay

Rarity Bay

Rarity Bay, located along the shores of Tellico Lake, offers luxury lakefront living combined with resort-style amenities. With its gated community, private golf course, and equestrian center, Rarity Bay is the perfect spot for retirees who want an active, upscale lifestyle.

Location: Vonore, TN
Amenities: Private golf course, equestrian center, marina, fitness center, and social clubs.
Key Feature: Direct access to Tellico Lake with stunning waterfront homes.

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Explore Retire Tennessee Program Communities

Retire Tennessee Program Communities

The Retire Tennessee Program includes a network of communities located near some of the state’s most beautiful lakes. These communities offer a variety of home styles and pricing options, making it easy to find a home that fits your needs. Plus, many of these communities provide easy access to healthcare and cultural attractions.

Location: Various locations across Tennessee
Amenities: Waterfront homes, nearby healthcare facilities, and easy access to lakes and trails.
Key Feature: A diverse selection of communities tailored to retirees.

Explore Tellico Village

Tellico Village

Tellico Village is one of Tennessee’s most sought-after lakefront communities. Located on Tellico Lake, this community offers a perfect balance of natural beauty and modern conveniences. With three championship golf courses, a yacht club, and a wellness center, Tellico Village caters to those who seek an active and luxurious lifestyle.

Location: Loudon, TN
Amenities: Golf courses, yacht club, wellness center, and marina.
Key Feature: A vibrant community offering waterfront living and world-class amenities.

Explore WindRiver

WindRiver

WindRiver is a master-planned community located along the pristine shores of Tellico Lake. With luxury homes, an 18-hole championship golf course, and access to miles of walking trails, WindRiver is perfect for those seeking upscale lakefront living. Residents enjoy beautiful views of the Smoky Mountains and the water.

Location: Lenoir City, TN
Amenities: Golf course, fitness center, clubhouse, and lake access.
Key Feature: Luxury lakefront homes with breathtaking mountain and lake views.

Explore Southern Harmony

Southern Harmony

Southern Harmony is a private, gated community that offers the charm of Southern living alongside modern amenities. Located near several lakes, it’s perfect for those who enjoy outdoor activities such as fishing, boating, and hiking. The community also offers social clubs and a variety of events to foster a strong sense of community.

Location: Crossville, TN
Amenities: Clubhouse, fitness center, social events, and proximity to lakes.
Key Feature: Southern-style homes with easy access to lakefront activities.

Frequently Asked Questions About Lakefront Living in Tennessee

What is the Best Lake in Tennessee to Live On?

Tellico Lake and Watts Bar Lake are among the best lakes in Tennessee to live on, offering clean waters, scenic views, and a wide range of lakefront communities with amenities tailored for retirees.

Where is the Best Place to Retire in Tennessee on a Lake?

Tellico Village and Rarity Bay are two of the top retirement communities located on Tellico Lake, offering luxurious homes, waterfront living, and access to world-class amenities.

What is the Cleanest Lake in Tennessee?

Norris Lake is known for its clean, clear water, making it one of the top lakes in Tennessee for swimming, boating, and fishing.

Can You Swim in Tennessee Lakes?

Yes, many Tennessee lakes, including Tellico Lake, Watts Bar Lake, and Norris Lake, are perfect for swimming. Most lakefront communities offer easy access to these recreational activities.

Is Tennessee a Tax-Friendly State for Retirees?

Tennessee is a highly tax-friendly state for retirees. With no state income tax and low property taxes, it’s an excellent choice for those looking to maximize their retirement savings.

Find Your Perfect Lakefront Community in Tennessee

Tennessee’s lakefront communities offer the perfect combination of stunning scenery, outdoor recreation, and luxurious amenities. Whether you’re seeking a laid-back lifestyle with plenty of fishing and boating opportunities or an active retirement filled with social clubs, golf, and hiking, Tennessee has a lakefront community that’s right for you. Explore these communities today and take the first step toward your dream retirement.