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Guide to Best Places to Retire in Tennessee
Best Places to Live & Retire in Tennessee
Ideal-Living offers a free comprehensive service that begins with helping you find your Ideal Lifestyle. Until you know how you want to live, you can’t know where you want to live. We offer a wide array of tools to help you get answers to the questions that are keeping you from moving to your ideal destination. That includes finding the best place to retire in Tennessee.
There are plenty of hotspots in Tennessee, such as Nashville, Gatlinburg and Knoxville, as well as secluded locales that offer all the privacy you seek. Besides its natural beauty and great retirement communities, Tennessee is one of the most tax friendly states for retirees and seniors. The tax benefits of living in Tennessee include:
- No state income tax
- No tax on social security benefits
- Property tax relief program for qualifying seniors
- Prescription drugs are exempt from state sales tax
Idyllic Communities in Ideal Locations
Tennessee is home to a diverse music scene, with Nashville known as the country music capital. For fans of the King of Rock and Roll, there’s even Graceland. But music isn’t the only thing to explore here. Whatever you wish to experience—Civil War sites, the Mississippi River, distilleries, outdoor adventure, amusements parks—Tennessee has a little bit of everything for you to explore and enjoy.
Prospective residents should choose a community that best fits their lifestyle. Some neighborhoods are only a short walk or ride away from bustling city centers. Others are closer to quieter, small-town shops.
Our free Digital Choose Your Ideal Place Guide and Ideal-Living Magazine offer an abundance of information on which states, towns and cities are the best for retirees, vacationers and second-home buyers.
Sample Communities to Discover
Southern Harmony
Now Open and new to the Nashville area, Del Webb Southern Harmony
Imagine thriving in the breathtaking countryside of middle Tennessee surrounded by rolling hills while soaking in the fresh air and warm sunshine. Now imagine discovering everyday conveniences minutes away, a lively social calendar, diverse clubs and interest groups, plus world-class amenities just steps away from home. All of this will be waiting for you at Southern Harmony, Tennessee’s premier active adult community.
Southern Harmony in Murfreesboro, TN offers an abundance of social and recreational activities, a mild four-season climate, and a collection of innovative, flexible floor plans coupled with Tennessee’s low cost of living. A private community clubhouse and resort-style outdoor amenities are relished by residents who enjoy an active lifestyle. But the best reason to make Southern Springs home is the home itself. Our thoughtfully designed, well-crafted homes offer purposeful design options for easier living.
At the heart of this dynamic, master-planned community is a 21,000+ Sq. Ft. Residents Clubhouse including a state-of-the-art fitness center, hobby and meeting rooms, large event room, indoor and outdoor pools, sport courts, arboretum, Veterans Park, event lawn and open-air performance pavilion. From games, to cooking class, to line dancing, and parties, there is something for everyone.
Southern Harmony is located minutes from the big city of Nashville and the beautiful Tennessee countryside with hiking, fishing, golfing, wineries and so much more to explore. Living just south of Nashville, you will be able to enjoy the Frist Museum, Grand Ole Opry, Cheekwood Botanical Garden, a concert at Bridgestone Arena, or cheer on the Tennessee Titans. Nashville International Airport is just twenty-nine miles from home. Experience exceptional healthcare close to home at Ascension Saint Thomas, Williamson Medical Center, and Alvin C. York VA Medical Center.
At Southern Harmony you will find well-crafted, new ranch homes in a low-maintenance setting. Choose from ten innovative floor plans with flexible indoor and outdoor entertaining space for hosting family dinners and neighborhood get-togethers. You can expect luxury features such as zero-entry showers, point-of-use storage, widened hallways, and open flowing spaces in every plan.
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Fairfield Glade & Fairfield North
Fairfield Glade is perched high atop the Cumberland Plateau, and offers serene mountain beauty as it sits on the highest point between the Rocky and Smoky Mountains. One of the favorite features of this area is the moderate year round temperatures. The pleasant summer days and the cool summer nights can be attributed to the Cumberland Plateau’s 2,000-foot-elevation, allowing for more comfortable temperatures and much lower humidity than most areas of the south.
What to do with all the fabulous weather and beautiful scenery? Golfing, boating, fishing, hiking, walking, swimming, tennis/pickleball-the list of fun activities available is simply endless! Plus, an outdoor amphitheater and biergarten just opened to host live music, movies, food and community events – it’s a great gathering place for neighbors to come together.
The community offers multiple subdivisions with a wide range of home sizes, price ranges, and views that include mountain, lake, golf and protected woodlands. Another attribute is the incredible cost of living in Fairfield Glade – no state income tax on wages, very reasonable home prices, and extremely low property taxes and club dues.
Fairfield Glade is just 6 miles from the city limits of Crossville, a small town, but bustling with activities. Crossville’s central location on Interstate 40 has made it a hub for many outlying areas and has given rise to a booming retail environment, offering shopping, dining and entertainment choices. The community is also located right off I-40, less than an hour from Knoxville, and an hour and a half from either Nashville or Chattanooga.
Testimonial
“The biggest deciding factor for choosing Fairfield Glade was the people, both in the Glade and in the town. When we came to visit the first time, we had no appointment and no agenda – we just popped in and wandered around. Folks stopped us everywhere we went – Food City, the Wellness Center, Villa Pizza – and just chatted. No one was in a hurry, everyone was interested in our story, everyone had some tidbit to share. The same thing happened on our second visit, and then on every visit we made once construction started. We felt like we had become part of the community before we were actually part of the community.” Michelle and James Bayless
Fairfield Glade has 11 lakes and two marinas.
Rarity Bay
The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region.
At Rarity Bay on Tellico Lake, you’ll find a variety of real estate options, including homes, rentals, condos, and sites ready for development. The turnkey single-family homes are large, with sweeping views and plenty of space to spread out when guests inevitably come to visit. Pools, courtyards, patios and firepits make the outdoors an extension of your space. For those that make boating an everyday element of life, there are plenty of waterfront lots waiting for your custom-built dream home.
Water skiing, recreational boating, fishing and kayaking are all popular pastimes on Tellico Lake, and Rarity Bay offers over 10 miles of shoreline and a number of community docks for easy access. Golfers will delight in the par-72, 18-hole golf course, designed by DJ DeVictor and Peter Langham. The professionally maintained stables make it easy for equestrians to board their horses and offers lessons for the casual rider looking to take advantage of the 125 miles of riding (and hiking) trails.
Renovated in 2020, the 11,000 square foot Country Club is a social hub with a bistro and full-service bar. Just outside, you’ll find lighted tennis courts, pickleball facilities, and a swimming pool.
Tennessee’s low cost of living, 0.64% effective property tax, and lack of tax on salaries as well as income made on dividends are added bonuses to life in the Volunteer State. The real draw is what’s beyond your front door. So come to Rarity Bay and make the majestic Smoky Mountains and clear waters of Tellico Lake the backdrop for your vacation getaway, second residence or forever home.
Request more information about Rarity Bay.
Get Started
Finding and choosing the right active adult community can be a daunting task. This is where ideal-LIVING can help. Sign up below to receive our complimentary relocation package, which offers tips on how to find a community that suits your needs. In this guide, you’ll discover the top communities in Tennessee, as well as what you can do to get started. Sign up for this free package to take the first step in your exciting journey.
Free Package includes:
- ideal-LIVING Relocation Guide
The ultimate guide to find your ideal destination, life and home. This annual guide contains more than 15 state maps, a location-based cost of living and climate comparison chart and discovery travel packages.
- ideal-LIVING Magazine
Quarterly print magazine features the best places to retire and/or purchase your ideal second home.
- ideal-LIVING E-Newsletter
Receive our digital newsletter, two to three times a month, highlighting communities around the country and abroad.
- Tickets to ideal-LIVING Live Events
The ideal-LIVING Resort & Retirement Show has helped retirees and second-home buyers find their ideal community and home for more than 30 years.
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